Renaissance Insurance Financial Statements (RENI)
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Report date
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28.03.2022 |
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19.03.2024 |
12.03.2025 |
12.03.2026 |
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12.03.2026 |
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Currency
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RUB |
RUB |
RUB |
RUB |
RUB |
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RUB |
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Financial report URL
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Annual report URL
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Presentation URL
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Investment Portfolio, bln rub |
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146 |
148 |
182 |
235 |
286 |
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286 |
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Revenue, bln rub |
? |
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96.8 |
105.3 |
123.4 |
97.7 |
107.3 |
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107.3 |
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Operating Income, bln rub |
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3.74 |
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4.14 |
11.6 |
10.2 |
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Premiums Non-Life, bln rub |
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46.7 |
55.4 |
63.7 |
73.3 |
74.8 |
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74.8 |
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Premiums Life, bln rub |
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57.6 |
49.9 |
59.8 |
96.5 |
130.2 |
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130.2 |
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Net profit, bln rub |
? |
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3.59 |
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10.3 |
10.8 |
11.0 |
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11.0 |
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OCF, bln rub |
? |
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-10.3 |
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17.2 |
29.0 |
-5.35 |
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CAPEX, bln rub |
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0.900 |
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1.79 |
2.33 |
2.49 |
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2.49 |
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FCF, bln rub |
? |
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-11.2 |
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15.2 |
26.3 |
-8.29 |
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Dividend payout, bln rub
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5.60 |
5.57 |
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5.57 |
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Dividend, rub/share
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? |
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10 |
10 |
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10 |
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Ordinary share dividend yield, %
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0.0% |
0.0% |
10.6% |
9.1% |
0.0% |
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11.6% |
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Dividend payout ratio, %
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0% |
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54% |
51% |
0% |
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50% |
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OPEX, bln rub |
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7.80 |
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9.90 |
11.2 |
11.1 |
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11.1 |
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Cost of production, bln rub |
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50.5 |
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78.7 |
86.8 |
97.4 |
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97.4 |
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Amortization, bln rub |
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1.2 |
0.7 |
0.7 |
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Employment expenses, bln rub |
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4.91 |
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5.22 |
8.00 |
7.35 |
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Interest expenses, bln rub |
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0.220 |
0.170 |
0.366 |
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Assets, bln rub |
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178.7 |
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223.9 |
266.5 |
323.2 |
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323.2 |
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Net Assets, bln rub |
? |
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50.3 |
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43.4 |
53.1 |
56.3 |
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56.3 |
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Debt, bln rub |
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2.45 |
0.256 |
0.044 |
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0.044 |
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Cash, bln rub |
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16.6 |
33.9 |
9.81 |
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9.81 |
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Net debt, bln rub |
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0.00 |
0.00 |
-14.2 |
-33.6 |
-9.77 |
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-9.77 |
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Ordinary share price, rub |
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101.0 |
49.9 |
94.6 |
110.5 |
95.9 |
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85.9 |
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Number of ordinary shares, mln |
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557.0 |
557.0 |
557.0 |
557.0 |
557.0 |
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557.0 |
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Free Float, % |
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24.1% |
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30.0% |
30.0% |
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30.0% |
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Market cap, bln rub |
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56.3 |
27.8 |
52.7 |
61.5 |
53.4 |
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47.8 |
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EV, bln rub |
? |
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56.3 |
27.8 |
38.5 |
27.9 |
43.6 |
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38.1 |
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Book value, bln rub |
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40.2 |
0.00 |
31.6 |
39.8 |
42.0 |
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42.0 |
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EPS, rub |
? |
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6.45 |
0.00 |
18.5 |
19.4 |
19.8 |
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19.8 |
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FCF/share, rub |
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-20.0 |
0.00 |
27.2 |
47.2 |
-14.9 |
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0 |
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BV/share, rub |
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72.1 |
0.00 |
56.7 |
71.4 |
75.5 |
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75.5 |
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EBITDA margin, % |
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0.0% |
0.0% |
0.0% |
0.0% |
0.0% |
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0 |
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Net margin, % |
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3.7% |
0.0% |
8.3% |
11.1% |
10.3% |
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10.3% |
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FCF yield, % |
? |
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-19.8% |
0.0% |
28.8% |
42.7% |
-15.5% |
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0.0% |
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ROE, % |
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7.1% |
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23.7% |
20.4% |
19.6% |
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19.6% |
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ROA, % |
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2.0% |
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4.6% |
4.1% |
3.4% |
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3.4% |
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P/E |
? |
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15.7 |
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5.11 |
5.69 |
4.84 |
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4.33 |
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P/FCF |
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-5.05 |
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3.47 |
2.34 |
-6.44 |
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P/S |
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0.58 |
0.26 |
0.43 |
0.63 |
0.50 |
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0.45 |
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P/BV |
? |
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1.40 |
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1.67 |
1.55 |
1.27 |
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1.14 |
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Employees, people |
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2 787 |
2 937 |
3 019 |
3 272 |
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Labour productivity, mln rub/person/year |
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34.7 |
35.9 |
40.9 |
29.9 |
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Expenses per employee, thousand rub |
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1 762 |
0.00 |
1 729 |
2 446 |
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R&D/CAPEX, % |
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0.00% |
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0.00% |
0.00% |
0.00% |
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0 |
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CAPEX/Revenue, % |
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1% |
0% |
1% |
2% |
2% |
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2% |
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| Renaissance Insurance shareholders |
