Sberbank Financial Statements (SBER) |
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Сбербанкsmart-lab.ru | % | 2023Q2 | 2023Q3 | 2023Q4 | 2024Q1 | 2024Q2 | LTM ? | |||
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Report date | 03.08.2023 | 02.11.2023 | 28.02.2024 | 26.04.2024 | 08.08.2024 | 08.08.2024 | ||||
Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
Financial report URL | ||||||||||
Presentation URL | ||||||||||
Net operating income, bln rub | ? | 829.0 | 857.0 | 968.3 | 801.9 | 855.7 | 3 483 | |||
Net interest income, bln rub | ? | 597.0 | 667.9 | 736.9 | 699.8 | 713.2 | 2 818 | |||
Net commission income, bln rub | ? | 187.0 | 195.5 | 210.3 | 184.1 | 209.5 | 799.4 | |||
Income on securities, bln rub | ? | 66.0 | -6.40 | -3.00 | 5.10 | -4.30 | ||||
Operating Income, bln rub | 718.9 | 755.9 | 771.0 | 521.0 | 504.6 | 2 553 | ||||
Net profit, bln rub | ? | 380.3 | 411.4 | 359.7 | 394.7 | 418.7 | 1 585 | |||
Dividend payout, bln rub | 752.2 | 752.2 | ||||||||
Dividend, rub/share | ? | 33.3 | 33.3 | |||||||
Ordinary share dividend yield, % | 0.0% | 0.0% | 12.3% | 0.0% | 0.0% | 14.0% | ||||
Preferred share dividend, rub/share | 33.3 | 33.3 | ||||||||
Preferred share dividend yield, % | 0.0% | 0.0% | 12.2% | 0.0% | 0.0% | 14.0% | ||||
Dividend payout ratio, % | 0% | 0% | 209% | 0% | 0% | 47% | ||||
OPEX, bln rub | 216.0 | 234.2 | 292.3 | 227.6 | 252.7 | 1 007 | ||||
Employment expenses, bln rub | 133.0 | 149.4 | 164.0 | 155.9 | 469.3 | |||||
Interest expenses, bln rub | 440.8 | 486.7 | 615.6 | 880.2 | 898.0 | 2 881 | ||||
Creation of provision for loan impairment, bln rub | 103.0 | 48.0 | 0.400 | 53.3 | 98.4 | 200.1 | ||||
Cash, bln rub | 1 881 | 1 282 | 2 387 | 2 168 | 2 373 | 2 373 | ||||
Net debt, bln rub | -1 881 | -1 282 | -2 387 | -2 168 | -2 373 | -2 373 | ||||
Bank assets, bln rub | 46 144 | 43 399 | 52 307 | 53 105 | 55 428 | 55 428 | ||||
Capital, bln rub | 5 917 | 6 098 | 6 584 | 6 904 | 6 417 | 6 417 | ||||
Loan portfolio, bln rub | 32 868 | 37 855 | 37 558 | 38 106 | 41 881 | 41 881 | ||||
Corporate loans, bln rub | 20 759 | 22 676 | 20 557 | 23 346 | 24 372 | 24 372 | ||||
Retail loans, bln rub | 13 928 | 15 179 | 15 359 | 16 478 | 17 509 | 17 509 | ||||
Deposits, bln rub | 32 870 | 34 841 | 36 693 | 38 577 | 40 845 | 40 845 | ||||
Corporate deposits, bln rub | 12 747 | 13 432 | 13 789 | 15 117 | 15 220 | 15 220 | ||||
Retail deposits, bln rub | 20 123 | 21 409 | 22 904 | 23 460 | 25 625 | 25 625 | ||||
Core capital adequacy ratio, % | ? | 13.8% | 13.6% | 13.8% | 13.8% | 12.2% | 12.2% | |||
Total capital adequacy ratio, % | ? | 14.7% | 14.1% | 14.0% | 14.0% | 12.2% | 12.2% | |||
Cost of risk ratio, % | ? | 1.20% | 0.500% | 0.300% | 0.500% | 1.000% | 0.575% | |||
Loan to deposit ratio, % | ? | 100% | 109% | 102% | 99% | 103% | 103% | |||
Share of non-performing loans, % | ? | 3.40% | 3.50% | 3.50% | 3.50% | |||||
Ordinary share price, rub | 239.9 | 260.8 | 271.5 | 298.5 | 326.1 | 238.0 | ||||
Number of ordinary shares, mln | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | ||||
Preferred share price, rub | 237.5 | 260.7 | 272.5 | 298.6 | 326.8 | 238.6 | ||||
Number of preferred shares, mln | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | ||||
Market cap, bln rub | 5 417 | 5 890 | 6 132 | 6 742 | 7 365 | 5 377 | ||||
EV, bln rub | ? | 3 536 | 4 608 | 3 745 | 4 574 | 4 992 | 3 004 | |||
EPS, rub | ? | 17.6 | 19.1 | 16.7 | 18.3 | 19.4 | 73.4 | |||
ROE, % | ? | 26.0% | 27.6% | 22.9% | 24.2% | 25.9% | 25.9% | |||
ROA, % | ? | 3.3% | 3.4% | 2.8% | 3.0% | 3.1% | 3.1% | |||
Net intertest margin, % | ? | 5.80% | 6.01% | 6.26% | 5.88% | 5.84% | 6.00% | |||
Bank margin, % | ? | 45.9% | 48.0% | 37.1% | 49.2% | 48.9% | 45.5% | |||
P/E | ? | 7.34 | 5.13 | 4.06 | 4.36 | 4.65 | 3.39 | |||
P/B | ? | 0.92 | 0.97 | 0.93 | 0.98 | 1.15 | 0.84 | |||
IR rating | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | ||||
Financial statement quality | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Investor Presentations | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Smart-lab presence | 2 | 2 | 2 | 2 | 2 | 2 | ||||
Annual report | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Investor site URL | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Investor calendar | 5 | 5 | 5 | 5 | 5 | 5 | ||||
IR feedback | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Sberbank shareholders |