Stocks
Sberbank Financial Statements (SBER) |
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| Сбербанкsmart-lab.ru | % | 2023Q3 | 2023Q4 | 2024Q1 | 2024Q2 | 2024Q3 | LTM ? | |||
|---|---|---|---|---|---|---|---|---|---|---|
| Report date | 02.11.2023 | 28.02.2024 | 26.04.2024 | 08.08.2024 | 31.10.2024 | 31.10.2024 | ||||
| Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
| Financial report URL | ||||||||||
| Presentation URL | ||||||||||
| Net operating income, bln rub | ? | 857.0 | 968.3 | 801.9 | 855.7 | 965.1 | 3 591 | |||
| Net interest income, bln rub | ? | 667.9 | 736.9 | 699.8 | 713.2 | 762.1 | 2 912 | |||
| Net commission income, bln rub | ? | 195.5 | 210.3 | 184.1 | 209.5 | 218.2 | 822.1 | |||
| Income on securities, bln rub | ? | -6.40 | -3.00 | 5.10 | -46.6 | -44.5 | ||||
| Number of cliens, mln clients | 108.5 | 108.8 | 109.0 | 109.5 | 109.5 | |||||
| Operating Income, bln rub | 755.9 | 771.0 | 521.0 | 504.6 | 561.5 | 2 358 | ||||
| Net profit, bln rub | ? | 411.4 | 359.7 | 394.7 | 418.7 | 411.1 | 1 584 | |||
| Dividend payout, bln rub | 752.2 | 752.2 | ||||||||
| Dividend, rub/share | ? | 33.3 | 33.3 | |||||||
| Ordinary share dividend yield, % | 0.0% | 12.3% | 0.0% | 0.0% | 0.0% | 12.9% | ||||
| Preferred share dividend, rub/share | 33.3 | 33.3 | ||||||||
| Preferred share dividend yield, % | 0.0% | 12.2% | 0.0% | 0.0% | 0.0% | 12.9% | ||||
| Dividend payout ratio, % | 0% | 209% | 0% | 0% | 0% | 47% | ||||
| OPEX, bln rub | 234.2 | 292.3 | 227.6 | 252.7 | 274.3 | 1 047 | ||||
| Employment expenses, bln rub | 149.4 | 164.0 | 155.9 | 319.9 | ||||||
| Interest expenses, bln rub | 486.7 | 615.6 | 880.2 | 898.0 | 2 394 | |||||
| Creation of provision for loan impairment, bln rub | 48.0 | 0.400 | 53.3 | 98.4 | 125.9 | 278.0 | ||||
| Cash, bln rub | 1 282 | 2 387 | 2 168 | 2 373 | 2 550 | 2 550 | ||||
| Net debt, bln rub | -1 282 | -2 387 | -2 168 | -2 373 | -2 550 | -2 550 | ||||
| Bank assets, bln rub | 43 399 | 52 307 | 53 105 | 55 428 | 59 000 | 59 000 | ||||
| Capital, bln rub | 6 098 | 6 584 | 6 904 | 6 417 | 6 700 | 6 700 | ||||
| Loan portfolio, bln rub | 37 855 | 37 558 | 38 106 | 41 881 | 44 622 | 44 622 | ||||
| Corporate loans, bln rub | 22 676 | 20 557 | 23 346 | 24 372 | 26 547 | 26 547 | ||||
| Retail loans, bln rub | 15 179 | 15 359 | 16 478 | 17 509 | 18 057 | 18 057 | ||||
| Deposits, bln rub | 34 841 | 36 693 | 38 577 | 40 845 | 42 862 | 42 862 | ||||
| Corporate deposits, bln rub | 13 432 | 13 789 | 15 117 | 15 220 | 16 529 | 16 529 | ||||
| Retail deposits, bln rub | 21 409 | 22 904 | 23 460 | 25 625 | 26 333 | 26 333 | ||||
| Core capital adequacy ratio, % | ? | 13.6% | 13.8% | 13.8% | 11.8% | 11.7% | 11.7% | |||
| Total capital adequacy ratio, % | ? | 14.1% | 14.0% | 14.0% | 12.2% | 12.1% | 12.1% | |||
| Cost of risk ratio, % | ? | 0.500% | 0.300% | 0.500% | 1.000% | 1.20% | 0.750% | |||
| Cost to Income (CIR), % | 28.8% | 29.5% | 28.4% | 28.9% | ||||||
| Loan to deposit ratio, % | ? | 109% | 102% | 99% | 103% | 104% | 104% | |||
| Share of non-performing loans, % | ? | 3.40% | 3.50% | 3.50% | 3.50% | 3.50% | ||||
| Ordinary share price, rub | 260.8 | 271.5 | 298.5 | 326.1 | 271.6 | 257.7 | ||||
| Number of ordinary shares, mln | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | ||||
| Preferred share price, rub | 260.7 | 272.5 | 298.6 | 326.8 | 271.0 | 258.2 | ||||
| Number of preferred shares, mln | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | ||||
| Market cap, bln rub | 5 890 | 6 132 | 6 742 | 7 365 | 6 133 | 5 821 | ||||
| EV, bln rub | ? | 4 608 | 3 745 | 4 574 | 4 992 | 3 583 | 3 271 | |||
| EPS, rub | ? | 19.1 | 16.7 | 18.3 | 19.4 | 19.0 | 73.4 | |||
| ROE, % | ? | 27.6% | 22.9% | 24.2% | 25.9% | 25.4% | 25.4% | |||
| ROA, % | ? | 3.4% | 2.8% | 3.0% | 3.1% | 2.9% | 2.9% | |||
| Net intertest margin, % | ? | 6.01% | 6.26% | 5.88% | 5.84% | 5.86% | 5.96% | |||
| Bank margin, % | ? | 48.0% | 37.1% | 49.2% | 48.9% | 42.6% | 44.1% | |||
| P/E | ? | 5.13 | 4.06 | 4.36 | 4.65 | 3.87 | 3.67 | |||
| P/B | ? | 0.97 | 0.93 | 0.98 | 1.15 | 0.92 | 0.87 | |||
| IR rating | 4.6 | 4.6 | 4.6 | 4.6 | 4.9 | 4.9 | ||||
| Financial statement quality | 5 | 5 | 5 | 5 | 5 | 5 | ||||
| Investor Presentations | 5 | 5 | 5 | 5 | 5 | 5 | ||||
| Smart-lab presence | 2 | 2 | 2 | 2 | 4 | 4 | ||||
| Annual report | 5 | 5 | 5 | 5 | 5 | 5 | ||||
| Investor site URL | 5 | 5 | 5 | 5 | 5 | 5 | ||||
| Investor calendar | 5 | 5 | 5 | 5 | 5 | 5 | ||||
| IR feedback | 5 | 5 | 5 | 5 | 5 | 5 | ||||
| Sberbank shareholders | ||||||||||
