Stocks
GDR TCS Group Holding ORD SHS Financial Statements (TCSG) |
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| Т-Банк | Тинькофф | ТКСsmart-lab.ru | % | 2019 | 2020 | 2021 | 2022 | 2023 | LTM ? | |||
|---|---|---|---|---|---|---|---|---|---|---|
| Report date | 11.03.2020 | 11.03.2021 | 04.03.2022 | 15.03.2023 | 14.03.2024 | 20.08.2024 | ||||
| Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
| Financial report URL | ||||||||||
| Annual report URL | ||||||||||
| Presentation URL | ||||||||||
| Net operating income, bln rub | ? | 110.0 | 195.8 | 273.9 | 366.2 | 487.7 | 634.0 | |||
| Net interest income, bln rub | ? | 86.8 | 104.7 | 132.6 | 143.9 | 230.3 | 280.8 | |||
| Net commission income, bln rub | ? | 18.6 | 26.0 | 47.3 | 84.1 | 73.1 | 82.4 | |||
| Income on securities, bln rub | ? | 0.010 | -1.10 | |||||||
| Net profit, bln rub | ? | 36.1 | 44.2 | 63.4 | 20.8 | 80.9 | 90.0 | |||
| Dividend payout, bln rub | 5.49 | 12.9 | 0.000 | 0.000 | 0.000 | |||||
| Dividend, rub/share | ? | 27.55 | 64.7 | 0 | 0 | 0 | ||||
| Ordinary share dividend yield, % | 2.1% | 2.7% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
| Dividend payout ratio, % | 15% | 29% | 0% | 0% | 0% | 0 | ||||
| OPEX, bln rub | 27.9 | 35.6 | 59.4 | 93.7 | 122.9 | 172.0 | ||||
| Employment expenses, bln rub | 19.2 | 24.3 | 45.3 | 69.3 | ||||||
| Creation of provision for loan impairment, bln rub | 26.6 | 35.0 | 21.7 | 65.4 | 50.2 | 75.1 | ||||
| Write off loans, bln rub | 12.9 | 16.9 | 32.6 | |||||||
| Cash, bln rub | 57.8 | 136.0 | 316.0 | 511.6 | 724.2 | 924.0 | ||||
| Net debt, bln rub | -57.8 | -136.0 | -316.0 | -511.6 | -724.2 | -924.0 | ||||
| Bank assets, bln rub | 579.5 | 859.3 | 1 318 | 1 599 | 2 270 | 2 884 | ||||
| Capital, bln rub | 96.0 | 127.0 | 176.0 | 205.8 | 283.9 | 296.0 | ||||
| Loan portfolio, bln rub | 329.2 | 376.5 | 606.0 | 606.5 | 972.4 | 1 190 | ||||
| Deposits, bln rub | 411.6 | 626.8 | 946.0 | 1 192 | 1 713 | 2 292 | ||||
| Corporate deposits, bln rub | 268.0 | 278.0 | ||||||||
| Retail deposits, bln rub | 1 346 | 1 939 | ||||||||
| Provision for loan impairment, bln rub | 149.0 | 178.0 | ||||||||
| Non performing loans, bln rub | ? | 54.7 | ||||||||
| Core capital adequacy ratio, % | ? | 12.1% | 13.1% | 15.3% | 16.6% | 13.6% | 10.00% | |||
| Total capital adequacy ratio, % | ? | 19.4% | 17.8% | 20.2% | 16.9% | 16.9% | 14.3% | |||
| Cost of risk ratio, % | ? | 8.10% | 10.00% | 4.50% | 9.90% | 6.20% | 6.80% | |||
| Loan to deposit ratio, % | ? | 80% | 60% | 64% | 51% | 57% | 52% | |||
| Share of non-performing loans, % | ? | 9.10% | 10.4% | 8.60% | 12.1% | 9.50% | 9.30% | |||
| Ordinary share price, rub | 1 311 | 2 360 | 6 066 | 2 544 | 3 222 | 2 643 | ||||
| Number of ordinary shares, mln | 199.3 | 199.3 | 199.3 | 199.3 | 199.3 | 199.3 | ||||
| Free Float, % | 64.9% | 64.9% | ||||||||
| Market cap, bln rub | 261.3 | 470.4 | 1 209 | 507.0 | 642.1 | 526.7 | ||||
| EV, bln rub | ? | 203.5 | 334.4 | 892.9 | -4.54 | -82.1 | -397.3 | |||
| EPS, rub | ? | 181.1 | 221.8 | 318.1 | 104.4 | 405.9 | 451.6 | |||
| FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||
| ROE, % | ? | 55.9% | 40.6% | 42.5% | 10.9% | 33.5% | 32.7% | |||
| ROA, % | ? | 6.2% | 6.4% | 6.2% | 3.5% | |||||
| Net intertest margin, % | ? | 21.6% | 17.8% | 15.1% | 12.2% | 14.8% | 14.6% | |||
| Bank margin, % | ? | 32.8% | 22.6% | 23.1% | 5.68% | 16.6% | 14.2% | |||
| P/E | ? | 7.24 | 10.6 | 19.1 | 24.4 | 7.94 | 5.85 | |||
| P/B | ? | 2.72 | 3.70 | 6.87 | 2.46 | 2.26 | 1.78 | |||
| Employees, people | 24 700 | 25 970 | 20 000 | |||||||
| Labour productivity, mln rub/person/year | 4.45 | 7.54 | 31.7 | |||||||
| Expenses per employee, thousand rub | 777.5 | 935.7 | 0 | |||||||
| IR rating | 4.6 | |||||||||
| Financial statement quality | 5 | |||||||||
| Investor Presentations | 5 | |||||||||
| Smart-lab presence | 3 | |||||||||
| Annual report | 5 | |||||||||
| Investor site URL | 5 | |||||||||
| Investor calendar | 4 | |||||||||
| IR feedback | 5 | |||||||||
| GDR TCS Group Holding ORD SHS shareholders | ||||||||||
