VTB Financial Statements (VTBR)

ВТБsmart-lab.ru   2020 2021 2022 2023 2024   LTM ?
Report date 25.02.2021 22.02.2022 05.04.2023 20.02.2024 25.02.2025   25.02.2025
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Presentation URL  
Net operating income, bln rub ? 609.0 822.7 1 106 1 073   1 073
Net interest income, bln rub ? 531.7 646.3 298.0 761.4 487.2   487.2
Net commission income, bln rub ? 136.8 158.5 147.7 217.0 269.0   269.0
Income on securities, bln rub ? 55.0   105.4
Net profit, bln rub ? 80.6 325.3 -668.0 432.2 535.3   535.3
OCF, bln rub ? -158.8 1 017  
Dividend payout, bln rub 32.7  
Dividend, rub/share ? 0.0014  
Ordinary share dividend yield, % 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
Preferred share dividend, rub/share 0.00031  
Preferred share dividend yield, % 3.1% 0.0% 0.0% 0.0%  
Dividend payout ratio, % 41% 0% 0% 0% 0%   0
OPEX, bln rub 270.0 308.8 284.0   334.4
Employment expenses, bln rub 165.1 181.4 400.3 478.8  
Interest expenses, bln rub 501.6 547.2 1 306 1 648 3 555  
Creation of provision for loan impairment, bln rub 250.0 116.0 514.3 187.2 20.1   93.1
Write off loans, bln rub 72.2 118.8  
Cash, bln rub 1 230 1 174 918.7 1 211 2 018   2 018
Net debt, bln rub -1 230 -1 174 -918.7 -1 211 -2 018   -2 018
Bank assets, bln rub 18 142 20 859 24 424 29 382 36 070   36 070
Capital, bln rub 1 722 2 184 1 491 2 078 2 689   2 689
Loan portfolio, bln rub 12 264 13 791 17 356 21 000 23 764   23 764
Corporate loans, bln rub 9 305 9 931 11 755 14 019 15 938   15 938
Retail loans, bln rub 3 867 4 765 5 601 6 980 7 825   7 825
Deposits, bln rub 12 831 15 150 18 546 22 347 26 927   26 927
Corporate deposits, bln rub 7 095 8 758 11 134 12 742 13 907   13 907
Retail deposits, bln rub 5 736 6 421 7 412 9 605 13 019   13 019
Provision for loan impairment, bln rub 898.7 905.7  
Non performing loans, bln rub ? 745.0 590.2  
Core capital adequacy ratio, % ? 9.90% 8.30% 7.30% 5.90% 6.20%   6.20%
Total capital adequacy ratio, % ? 11.5% 12.0% 11.3% 10.6% 9.10%   9.10%
Cost of risk ratio, % ? 1.90% 0.700% 2.40% 0.900% 0.300%   0.600%
Loan to deposit ratio, % ? 96% 91% 94% 94% 88%   88%
Share of non-performing loans, % ? 5.70% 4.00% 3.70% 3.20% 3.50%   3.50%
Ordinary share price, rub 188.7 241.1 83.1 113.8 79.7   91.1
Number of ordinary shares, mln 5 370 5 370 5 370 5 370 5 370   5 370
Preferred share price, rub 0.010 0.010 0.010 0.010  
Number of preferred shares, mln 52 142 847 52 142 847 52 142 847 52 142 847 52 142 847   52 142 847
Market cap, bln rub 1 534 1 816 967.4 1 132 427.9   489.3
EV, bln rub ? 304.5 642.2 48.7 -78.7 -1 590   -1 529
EPS, rub ? 15.0 60.6 -124.4 80.5 99.7   99.7
ROE, % ? 4.4% 16.5% 22.3% 22.9%  
ROA, % ? 0.4% 1.6%  
Net intertest margin, % ? 3.80% 3.80% 1.70% 3.10% 1.70%   1.97%
Bank margin, % ? 13.2% 39.5% 39.1% 49.9%   49.9%
P/E ? 19.0 5.58 -1.45 2.62 0.80   0.91
P/B ? 0.89 0.83 0.65 0.54 0.16   0.18
Employees, people 80 200 55 834  
Labour productivity, mln rub/person/year 7.59 19.8  
Expenses per employee, thousand rub 2 059 7 169  
IR rating 4.0 3.6 3.9 4.4 4.4   4.4
Financial statement quality 1 1 3 5 5   5
Investor Presentations 2 2 1 5 5   5
Smart-lab presence 3 3 3 1 1   1
Annual report 4 4 5 5 5   5
Investor site URL 5 5 5 5 5   5
Investor calendar 6 5 5 5 5   5
IR feedback 7 5 5 5 5   5
VTB shareholders