VTB Financial Statements (VTBR)
|
|
|
|
Report date
|
|
|
22.02.2022 |
05.04.2023 |
20.02.2024 |
25.02.2025 |
25.02.2026 |
|
28.04.2026 |
|
Currency
|
|
|
RUB |
RUB |
RUB |
RUB |
RUB |
|
RUB |
|
Financial report URL
|
|
|
|
|
|
|
|
|
|
|
Annual report URL
|
|
|
|
|
|
|
|
|
|
|
Presentation URL
|
|
|
|
|
|
|
|
|
|
|
|
Net operating income, bln rub |
? |
|
822.7 |
|
1 106 |
1 073 |
1 284 |
|
1 294 |
|
Net interest income, bln rub |
? |
|
646.3 |
298.0 |
761.4 |
487.2 |
433.6 |
|
577.8 |
|
Net commission income, bln rub |
? |
|
158.5 |
147.7 |
217.0 |
269.0 |
307.1 |
|
314.5 |
|
Income on securities, bln rub |
? |
|
|
|
87.5 |
264.9 |
504.0 |
|
367.8 |
|
|
Net profit, bln rub |
? |
|
325.3 |
-668.0 |
432.2 |
535.3 |
483.7 |
|
474.9 |
|
|
OCF, bln rub |
? |
|
1 017 |
|
|
|
|
|
|
|
Dividend payout, bln rub
|
|
|
|
|
|
275.8 |
|
|
|
|
|
Dividend, rub/share
|
? |
|
|
|
|
25.58 |
|
|
|
|
Ordinary share dividend yield, %
|
|
|
0.0% |
0.0% |
0.0% |
32.1% |
0.0% |
|
0.0% |
|
Preferred share dividend yield, %
|
|
|
0.0% |
0.0% |
0.0% |
0.0% |
0.0% |
|
|
|
Dividend payout ratio, %
|
|
|
0% |
0% |
0% |
52% |
0% |
|
0 |
|
|
OPEX, bln rub |
|
|
308.8 |
284.0 |
443.8 |
552.3 |
643.9 |
|
663.4 |
|
Employment expenses, bln rub |
|
|
181.4 |
|
190.0 |
216.1 |
252.3 |
|
270.4 |
|
Interest expenses, bln rub |
|
|
547.2 |
1 306 |
1 648 |
3 555 |
4 467 |
|
|
|
Creation of provision for loan impairment, bln rub |
|
|
116.0 |
514.3 |
187.2 |
20.1 |
200.3 |
|
199.3 |
|
Write off loans, bln rub |
|
|
118.8 |
|
|
|
|
|
|
|
|
Bank assets, bln rub |
|
|
20 859 |
24 424 |
29 382 |
36 070 |
36 884 |
|
38 018 |
|
Capital, bln rub |
|
|
2 184 |
1 491 |
2 078 |
2 689 |
2 683 |
|
2 821 |
|
Loan portfolio, bln rub |
|
|
13 791 |
17 356 |
21 000 |
23 764 |
24 493 |
|
25 118 |
|
Corporate loans, bln rub |
|
|
9 931 |
11 755 |
14 019 |
15 938 |
17 201 |
|
17 988 |
|
Retail loans, bln rub |
|
|
4 765 |
5 601 |
6 980 |
7 825 |
7 292 |
|
7 130 |
|
Deposits, bln rub |
|
|
15 150 |
18 546 |
22 347 |
26 927 |
27 896 |
|
27 824 |
|
Corporate deposits, bln rub |
|
|
8 758 |
11 134 |
12 742 |
13 907 |
13 877 |
|
14 169 |
|
Retail deposits, bln rub |
|
|
6 421 |
7 412 |
9 605 |
13 019 |
14 018 |
|
13 655 |
|
Provision for loan impairment, bln rub |
|
|
905.7 |
|
1 141 |
1 156 |
1 296 |
|
1 350 |
|
Non performing loans, bln rub |
? |
|
590.2 |
|
|
834.0 |
865.8 |
|
889.8 |
|
|
Core capital adequacy ratio, % |
? |
|
8.30% |
7.30% |
5.90% |
6.20% |
6.30% |
|
7.30% |
|
Total capital adequacy ratio, % |
? |
|
12.0% |
11.3% |
10.6% |
9.10% |
9.80% |
|
10.7% |
|
Cost of risk ratio, % |
? |
|
0.700% |
2.40% |
0.900% |
0.300% |
1.10% |
|
1.15% |
|
Cost to Income (CIR), % |
? |
|
|
|
|
|
|
|
50.4% |
|
Loan to deposit ratio, % |
? |
|
91% |
94% |
94% |
88% |
88% |
|
90% |
|
Share of non-performing loans, % |
? |
|
4.00% |
3.70% |
3.20% |
3.50% |
3.50% |
|
3.60% |
|
|
Ordinary share price, rub |
|
|
241.1 |
83.1 |
113.8 |
79.7 |
72.3 |
|
91.0 |
|
Number of ordinary shares, mln |
|
|
5 370 |
5 370 |
5 370 |
5 370 |
6 620 |
|
12 928 |
|
Preferred share price, rub |
|
|
0.010 |
0.010 |
0.010 |
0.010 |
0.010 |
|
|
|
Number of preferred shares, mln |
|
|
52 142 847 |
52 142 847 |
52 142 847 |
52 142 847 |
52 142 847 |
|
|
|
Free Float, % |
|
|
|
|
|
17.0% |
50.0% |
|
44.0% |
|
|
Market cap, bln rub |
|
|
1 816 |
967.4 |
1 132 |
949.3 |
999.8 |
|
1 177 |
|
EV, bln rub |
? |
|
642.2 |
48.7 |
1 132 |
949.3 |
999.8 |
|
1 177 |
|
|
EPS, rub |
? |
|
60.6 |
-124.4 |
80.5 |
99.7 |
73.1 |
|
36.7 |
|
|
ROE, % |
? |
|
16.5% |
|
22.3% |
22.9% |
18.3% |
|
19.2% |
|
ROA, % |
? |
|
1.6% |
|
|
|
|
|
|
|
Net intertest margin, % |
? |
|
3.80% |
1.70% |
3.10% |
1.70% |
1.40% |
|
1.80% |
|
Bank margin, % |
? |
|
39.5% |
|
39.1% |
49.9% |
37.7% |
|
36.7% |
|
|
P/E |
? |
|
5.58 |
-1.45 |
2.62 |
1.77 |
2.07 |
|
2.48 |
|
P/B |
? |
|
0.83 |
0.65 |
0.54 |
0.35 |
0.37 |
|
0.42 |
|
|
Employees, people |
|
|
|
|
55 834 |
|
|
|
|
|
Labour productivity, mln rub/person/year |
|
|
|
|
19.8 |
|
|
|
|
|
Expenses per employee, thousand rub |
|
|
|
|
3 403 |
|
|
|
|
|
|
IR rating
|
|
|
3.6 |
3.9 |
4.4 |
4.4 |
5.0 |
|
5.0 |
|
Financial statement quality
|
|
|
1 |
3 |
5 |
5 |
5 |
|
5 |
|
Investor Presentations
|
|
|
2 |
1 |
5 |
5 |
5 |
|
5 |
|
Smart-lab presence
|
|
|
3 |
3 |
1 |
1 |
5 |
|
5 |
|
Annual report
|
|
|
4 |
5 |
5 |
5 |
5 |
|
5 |
|
Investor site URL
|
|
|
5 |
5 |
5 |
5 |
5 |
|
5 |
|
Investor calendar
|
|
|
5 |
5 |
5 |
5 |
5 |
|
5 |
|
IR feedback
|
|
|
5 |
5 |
5 |
5 |
5 |
|
5 |
|
| VTB shareholders |
