VTB Financial Statements (VTBR)
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Report date
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22.02.2022 |
05.04.2023 |
20.02.2024 |
25.02.2025 |
25.02.2026 |
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25.02.2026 |
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Currency
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RUB |
RUB |
RUB |
RUB |
RUB |
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RUB |
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Financial report URL
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Annual report URL
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Presentation URL
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Net operating income, bln rub |
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822.7 |
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1 106 |
1 073 |
1 267 |
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1 267 |
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Net interest income, bln rub |
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646.3 |
298.0 |
761.4 |
487.2 |
433.6 |
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433.6 |
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Net commission income, bln rub |
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158.5 |
147.7 |
217.0 |
269.0 |
307.1 |
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307.1 |
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Income on securities, bln rub |
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87.5 |
264.9 |
504.0 |
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504.0 |
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Net profit, bln rub |
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325.3 |
-668.0 |
432.2 |
535.3 |
483.7 |
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483.7 |
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OCF, bln rub |
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1 017 |
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Dividend payout, bln rub
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275.8 |
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275.8 |
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Dividend, rub/share
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? |
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25.58 |
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25.58 |
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Ordinary share dividend yield, %
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0.0% |
0.0% |
0.0% |
32.1% |
0.0% |
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29.7% |
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Preferred share dividend yield, %
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0.0% |
0.0% |
0.0% |
0.0% |
0.0% |
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0.0% |
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Dividend payout ratio, %
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0% |
0% |
0% |
52% |
0% |
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57% |
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OPEX, bln rub |
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308.8 |
284.0 |
443.8 |
552.3 |
643.9 |
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643.9 |
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Employment expenses, bln rub |
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181.4 |
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400.3 |
478.8 |
560.3 |
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Interest expenses, bln rub |
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547.2 |
1 306 |
1 648 |
3 555 |
4 467 |
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Creation of provision for loan impairment, bln rub |
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116.0 |
514.3 |
187.2 |
20.1 |
200.3 |
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200.3 |
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Write off loans, bln rub |
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118.8 |
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Cash, bln rub |
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1 174 |
918.7 |
1 211 |
2 018 |
1 884 |
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1 884 |
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Net debt, bln rub |
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-1 174 |
-918.7 |
-1 211 |
-2 018 |
-1 884 |
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-1 884 |
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Bank assets, bln rub |
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20 859 |
24 424 |
29 382 |
36 070 |
36 884 |
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36 884 |
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Capital, bln rub |
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2 184 |
1 491 |
2 078 |
2 689 |
2 731 |
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2 731 |
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Loan portfolio, bln rub |
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13 791 |
17 356 |
21 000 |
23 764 |
24 493 |
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24 493 |
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Corporate loans, bln rub |
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9 931 |
11 755 |
14 019 |
15 938 |
17 201 |
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17 201 |
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Retail loans, bln rub |
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4 765 |
5 601 |
6 980 |
7 825 |
7 292 |
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7 292 |
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Deposits, bln rub |
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15 150 |
18 546 |
22 347 |
26 927 |
27 896 |
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27 896 |
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Corporate deposits, bln rub |
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8 758 |
11 134 |
12 742 |
13 907 |
13 877 |
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13 877 |
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Retail deposits, bln rub |
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6 421 |
7 412 |
9 605 |
13 019 |
14 018 |
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14 018 |
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Provision for loan impairment, bln rub |
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905.7 |
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1 141 |
1 156 |
1 296 |
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1 296 |
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Non performing loans, bln rub |
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590.2 |
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834.0 |
865.8 |
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865.8 |
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Core capital adequacy ratio, % |
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8.30% |
7.30% |
5.90% |
6.20% |
6.30% |
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6.30% |
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Total capital adequacy ratio, % |
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12.0% |
11.3% |
10.6% |
9.10% |
9.80% |
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9.80% |
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Cost of risk ratio, % |
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0.700% |
2.40% |
0.900% |
0.300% |
1.10% |
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1.13% |
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Cost to Income (CIR), % |
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49.0% |
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Loan to deposit ratio, % |
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91% |
94% |
94% |
88% |
88% |
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88% |
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Share of non-performing loans, % |
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4.00% |
3.70% |
3.20% |
3.50% |
3.50% |
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3.50% |
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Ordinary share price, rub |
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241.1 |
83.1 |
113.8 |
79.7 |
72.3 |
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86.1 |
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Number of ordinary shares, mln |
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5 370 |
5 370 |
5 370 |
5 370 |
5 370 |
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5 370 |
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Preferred share price, rub |
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0.010 |
0.010 |
0.010 |
0.010 |
0.010 |
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0.010 |
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Number of preferred shares, mln |
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52 142 847 |
52 142 847 |
52 142 847 |
52 142 847 |
52 142 847 |
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52 142 847 |
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Free Float, % |
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17.0% |
50.0% |
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50.0% |
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Market cap, bln rub |
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1 816 |
967.4 |
1 132 |
949.3 |
909.4 |
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983.7 |
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EV, bln rub |
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642.2 |
48.7 |
-78.7 |
-1 069 |
-974.6 |
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-900.3 |
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EPS, rub |
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60.6 |
-124.4 |
80.5 |
99.7 |
90.1 |
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90.1 |
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ROE, % |
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16.5% |
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22.3% |
22.9% |
18.3% |
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17.3% |
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ROA, % |
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1.6% |
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Net intertest margin, % |
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3.80% |
1.70% |
3.10% |
1.70% |
1.40% |
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1.35% |
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Bank margin, % |
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39.5% |
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39.1% |
49.9% |
38.2% |
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38.2% |
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P/E |
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5.58 |
-1.45 |
2.62 |
1.77 |
1.88 |
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2.03 |
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P/B |
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0.83 |
0.65 |
0.54 |
0.35 |
0.33 |
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0.36 |
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Employees, people |
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55 834 |
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Labour productivity, mln rub/person/year |
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19.8 |
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Expenses per employee, thousand rub |
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7 169 |
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IR rating
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3.6 |
3.9 |
4.4 |
4.4 |
4.4 |
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4.4 |
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Financial statement quality
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1 |
3 |
5 |
5 |
5 |
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5 |
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Investor Presentations
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2 |
1 |
5 |
5 |
5 |
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5 |
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Smart-lab presence
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3 |
3 |
1 |
1 |
1 |
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1 |
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Annual report
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4 |
5 |
5 |
5 |
5 |
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5 |
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Investor site URL
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5 |
5 |
5 |
5 |
5 |
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5 |
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Investor calendar
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5 |
5 |
5 |
5 |
5 |
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5 |
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IR feedback
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5 |
5 |
5 |
5 |
5 |
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5 |
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| VTB shareholders |