Stocks
Sovcombank Financial Statements (SVCB) |
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| Совкомбанкsmart-lab.ru | % | 2019 | 2020 | 2021 | 2022 | 2023 | LTM ? | |||
|---|---|---|---|---|---|---|---|---|---|---|
| Report date | 01.12.2023 | 01.12.2023 | 15.03.2024 | 16.05.2024 | ||||||
| Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
| Financial report URL | ||||||||||
| Net operating income, bln rub | ? | 123.2 | 67.7 | 203.8 | 204.1 | |||||
| Net interest income, bln rub | ? | 84.5 | 49.1 | 106.4 | 104.5 | |||||
| Net commission income, bln rub | ? | 35.5 | 24.8 | 26.8 | 26.2 | |||||
| Income on securities, bln rub | ? | -36.5 | 49.8 | 38.6 | ||||||
| Net profit, bln rub | ? | 50.4 | -14.6 | 94.1 | 96.5 | |||||
| Net profit not adj., bln rub | ? | 49.3 | -29.3 | |||||||
| Dividend payout, bln rub | 0.000 | 28.5 | 51.3 | |||||||
| Dividend, rub/share | ? | 0 | 1.39 | 2.49 | ||||||
| Ordinary share dividend yield, % | 0.0% | 0.0% | 10.1% | 14.6% | ||||||
| Dividend payout ratio, % | 0% | 0% | 30% | 53% | ||||||
| OPEX, bln rub | 64.8 | 75.8 | 94.1 | 98.3 | ||||||
| Amortization, bln rub | 5.4 | 6.1 | ||||||||
| Employment expenses, bln rub | 37.2 | 43.1 | 53.1 | 56.9 | ||||||
| Interest expenses, bln rub | 104.0 | |||||||||
| Creation of provision for loan impairment, bln rub | 30.5 | |||||||||
| Write off loans, bln rub | 53.9 | 32.5 | ||||||||
| Cash, bln rub | 152.6 | 626.0 | 681.0 | |||||||
| Net debt, bln rub | 0.00 | 0.00 | 0.00 | -152.6 | -626.0 | -681.0 | ||||
| Bank assets, bln rub | 2 185 | 3 189 | 3 615 | |||||||
| Capital, bln rub | 242.0 | 200.8 | 297.1 | 334.9 | ||||||
| Loan portfolio, bln rub | 1 177 | 1 387 | 1 895 | 2 235 | ||||||
| Corporate loans, bln rub | 840.7 | 1 136 | 1 221 | |||||||
| Retail loans, bln rub | 626.7 | 837.9 | 1 101 | |||||||
| Deposits, bln rub | 1 419 | 1 688 | 2 500 | 2 726 | ||||||
| Corporate deposits, bln rub | 966.2 | 1 670 | 1 721 | |||||||
| Retail deposits, bln rub | 721.4 | 833.0 | 1 005 | |||||||
| Provision for loan impairment, bln rub | 11.1 | |||||||||
| Core capital adequacy ratio, % | ? | 12.0% | ||||||||
| Cost of risk ratio, % | ? | 1.95% | -2.00% | |||||||
| Loan to deposit ratio, % | ? | 83% | 82% | 76% | 82% | |||||
| Ordinary share price, rub | 11.5 | 11.5 | 13.7 | 17.1 | ||||||
| Number of ordinary shares, mln | 19 694 | 19 694 | 20 694 | 20 694 | ||||||
| Free Float, % | 5.00% | |||||||||
| Market cap, bln rub | 0.00 | 0.00 | 226.5 | 226.5 | 283.5 | 353.4 | ||||
| EV, bln rub | ? | 0.00 | 0.00 | 226.5 | 73.9 | -342.5 | -327.6 | |||
| EPS, rub | ? | 2.56 | -0.74 | 4.55 | 4.66 | |||||
| FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | |||||
| ROE, % | ? | 45.0% | 35.0% | |||||||
| Net intertest margin, % | ? | 6.40% | 6.40% | 7.50% | 5.40% | |||||
| Bank margin, % | ? | 40.9% | -21.6% | 46.2% | 47.3% | |||||
| P/E | ? | 4.49 | -15.5 | 3.01 | 3.66 | |||||
| P/B | ? | 0.94 | 1.13 | 0.95 | 1.06 | |||||
| Employees, people | 25 666 | 28 944 | 36 214 | |||||||
| Labour productivity, mln rub/person/year | 2.64 | 7.04 | 5.64 | |||||||
| Expenses per employee, thousand rub | 1 678 | 1 835 | 1 570 | |||||||
| IR rating | 3.3 | |||||||||
| Financial statement quality | 4 | |||||||||
| Investor Presentations | 1 | |||||||||
| Smart-lab presence | 4 | |||||||||
| Annual report | 1 | |||||||||
| Investor site URL | 3 | |||||||||
| Investor calendar | 5 | |||||||||
| IR feedback | 5 | |||||||||
| Sovcombank shareholders | ||||||||||
