Sovcombank Financial Statements (SVCB) |
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Совкомбанкsmart-lab.ru | % | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 | 2024Q1 | LTM ? | |||
---|---|---|---|---|---|---|---|---|---|---|
Report date | 15.03.2024 | 15.03.2024 | 30.11.2023 | 15.03.2024 | 16.05.2024 | 16.05.2024 | ||||
Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
Financial report URL | ||||||||||
Net operating income, bln rub | ? | 49.0 | 57.8 | 45.5 | 51.6 | 49.3 | 204.1 | |||
Net interest income, bln rub | ? | 20.0 | 25.3 | 37.0 | 23.8 | 18.4 | 104.5 | |||
Net commission income, bln rub | ? | 6.30 | 6.47 | 7.06 | 7.31 | 5.39 | 26.2 | |||
Income on securities, bln rub | ? | 19.1 | 20.5 | 9.62 | 0.500 | 7.96 | 38.6 | |||
Net profit, bln rub | ? | 22.4 | 28.8 | 24.6 | 18.3 | 24.8 | 96.5 | |||
Dividend payout, bln rub | 5.00 | 23.5 | 22.8 | 51.3 | ||||||
Dividend, rub/share | ? | 0.25 | 1.14 | 1.1 | 2.49 | |||||
Ordinary share dividend yield, % | 0.0% | 0.0% | 2.2% | 8.3% | 5.7% | 14.5% | ||||
Dividend payout ratio, % | 0% | 0% | 20% | 128% | 92% | 53% | ||||
OPEX, bln rub | 22.5 | 21.2 | 22.3 | 28.2 | 26.7 | 98.3 | ||||
Employment expenses, bln rub | 12.4 | 12.9 | 12.6 | 15.2 | 16.2 | 56.9 | ||||
Interest expenses, bln rub | 104.0 | 104.0 | ||||||||
Creation of provision for loan impairment, bln rub | 13.3 | 17.2 | 30.5 | |||||||
Cash, bln rub | 204.2 | 440.7 | 626.0 | 681.0 | 681.0 | |||||
Net debt, bln rub | 0.00 | -204.2 | -440.7 | -626.0 | -681.0 | -681.0 | ||||
Bank assets, bln rub | 2 373 | 2 791 | 3 189 | 3 615 | 3 615 | |||||
Capital, bln rub | 246.4 | 268.3 | 297.1 | 334.9 | 334.9 | |||||
Loan portfolio, bln rub | 1 527 | 1 722 | 1 895 | 2 235 | 2 235 | |||||
Corporate loans, bln rub | 891.2 | 1 018 | 1 136 | 1 221 | 1 221 | |||||
Retail loans, bln rub | 716.8 | 777.2 | 837.9 | 1 101 | 1 101 | |||||
Deposits, bln rub | 1 859 | 2 199 | 2 500 | 2 726 | 2 726 | |||||
Corporate deposits, bln rub | 1 084 | 55.5 | 1 670 | 1 721 | 1 721 | |||||
Retail deposits, bln rub | 774.1 | 12.9 | 833.0 | 1 005 | 1 005 | |||||
Core capital adequacy ratio, % | ? | 12.0% | ||||||||
Cost of risk ratio, % | ? | -2.80% | -2.00% | -2.00% | ||||||
Loan to deposit ratio, % | ? | 82% | 78% | 76% | 82% | 82% | ||||
Ordinary share price, rub | 11.5 | 11.5 | 11.5 | 13.7 | 19.2 | 17.1 | ||||
Number of ordinary shares, mln | 19 694 | 19 694 | 20 694 | 20 694 | 20 694 | 20 694 | ||||
Market cap, bln rub | 226.5 | 226.5 | 238.0 | 283.5 | 397.7 | 354.6 | ||||
EV, bln rub | ? | 226.5 | 22.3 | -202.7 | -342.5 | -283.3 | -326.4 | |||
EPS, rub | ? | 1.14 | 1.46 | 1.19 | 0.89 | 1.20 | 4.66 | |||
FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||
ROE, % | ? | 52.0% | 35.0% | 35.0% | ||||||
Net intertest margin, % | ? | 6.40% | 5.40% | 5.40% | ||||||
Bank margin, % | ? | 45.8% | 49.9% | 54.0% | 35.5% | 50.2% | 47.3% | |||
P/E | ? | 10.1 | 4.42 | 3.14 | 3.01 | 4.12 | 3.68 | |||
P/B | ? | 0.92 | 0.89 | 0.95 | 1.19 | 1.06 | ||||
Employees, people | 26 882 | 28 057 | 28 944 | 36 214 | 36 214 | |||||
Expenses per employee, thousand rub | 481.0 | 449.1 | 523.4 | 447.1 | 1 570 | |||||
IR rating | 3.3 | 3.3 | ||||||||
Financial statement quality | 4 | 4 | ||||||||
Investor Presentations | 1 | 1 | ||||||||
Smart-lab presence | 4 | 4 | ||||||||
Annual report | 1 | 1 | ||||||||
Investor site URL | 3 | 3 | ||||||||
Investor calendar | 5 | 5 | ||||||||
IR feedback | 5 | 5 | ||||||||
Sovcombank shareholders |