VTB Financial Statements (VTBR)

ВТБsmart-lab.ru   2021 2022 2023 2024 2025   LTM ?
Report date 22.02.2022 05.04.2023 20.02.2024 25.02.2025 25.02.2026   25.02.2026
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Presentation URL  
Net operating income, bln rub ? 822.7 1 106 1 073 1 267   1 267
Net interest income, bln rub ? 646.3 298.0 761.4 487.2 433.6   433.6
Net commission income, bln rub ? 158.5 147.7 217.0 269.0 307.1   307.1
Income on securities, bln rub ? 87.5 264.9 504.0   504.0
Net profit, bln rub ? 325.3 -668.0 432.2 535.3 483.7   483.7
OCF, bln rub ? 1 017  
Dividend payout, bln rub 275.8   275.8
Dividend, rub/share ? 25.58   25.58
Ordinary share dividend yield, % 0.0% 0.0% 0.0% 32.1% 0.0%   30.1%
Preferred share dividend yield, % 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
Dividend payout ratio, % 0% 0% 0% 52% 0%   57%
OPEX, bln rub 308.8 284.0 443.8 552.3 643.9   643.9
Employment expenses, bln rub 181.4 400.3 478.8 560.3  
Interest expenses, bln rub 547.2 1 306 1 648 3 555 4 467  
Creation of provision for loan impairment, bln rub 116.0 514.3 187.2 20.1 200.3   200.3
Write off loans, bln rub 118.8  
Cash, bln rub 1 174 918.7 1 211 2 018 1 884   1 884
Net debt, bln rub -1 174 -918.7 -1 211 -2 018 -1 884   -1 884
Bank assets, bln rub 20 859 24 424 29 382 36 070 36 884   36 884
Capital, bln rub 2 184 1 491 2 078 2 689 2 731   2 731
Loan portfolio, bln rub 13 791 17 356 21 000 23 764 24 493   24 493
Corporate loans, bln rub 9 931 11 755 14 019 15 938 17 201   17 201
Retail loans, bln rub 4 765 5 601 6 980 7 825 7 292   7 292
Deposits, bln rub 15 150 18 546 22 347 26 927 27 896   27 896
Corporate deposits, bln rub 8 758 11 134 12 742 13 907 13 877   13 877
Retail deposits, bln rub 6 421 7 412 9 605 13 019 14 018   14 018
Provision for loan impairment, bln rub 905.7 1 141 1 156 1 296   1 296
Non performing loans, bln rub ? 590.2 834.0 865.8   865.8
Core capital adequacy ratio, % ? 8.30% 7.30% 5.90% 6.20% 6.30%   6.30%
Total capital adequacy ratio, % ? 12.0% 11.3% 10.6% 9.10% 9.80%   9.80%
Cost of risk ratio, % ? 0.700% 2.40% 0.900% 0.300% 1.10%   1.13%
Cost to Income (CIR), % ?   49.0%
Loan to deposit ratio, % ? 91% 94% 94% 88% 88%   88%
Share of non-performing loans, % ? 4.00% 3.70% 3.20% 3.50% 3.50%   3.50%
Ordinary share price, rub 241.1 83.1 113.8 79.7 72.3   84.9
Number of ordinary shares, mln 5 370 5 370 5 370 5 370 5 370   5 370
Preferred share price, rub 0.010 0.010 0.010 0.010 0.010   0.010
Number of preferred shares, mln 52 142 847 52 142 847 52 142 847 52 142 847 52 142 847   52 142 847
Free Float, % 17.0% 50.0%   50.0%
Market cap, bln rub 1 816 967.4 1 132 949.3 909.4   977.2
EV, bln rub ? 642.2 48.7 -78.7 -1 069 -974.6   -906.8
EPS, rub ? 60.6 -124.4 80.5 99.7 90.1   90.1
ROE, % ? 16.5% 22.3% 22.9% 18.3%   17.3%
ROA, % ? 1.6%  
Net intertest margin, % ? 3.80% 1.70% 3.10% 1.70% 1.40%   1.35%
Bank margin, % ? 39.5% 39.1% 49.9% 38.2%   38.2%
P/E ? 5.58 -1.45 2.62 1.77 1.88   2.02
P/B ? 0.83 0.65 0.54 0.35 0.33   0.36
Employees, people 55 834  
Labour productivity, mln rub/person/year 19.8  
Expenses per employee, thousand rub 7 169  
IR rating 3.6 3.9 4.4 4.4 4.4   4.4
Financial statement quality 1 3 5 5 5   5
Investor Presentations 2 1 5 5 5   5
Smart-lab presence 3 3 1 1 1   1
Annual report 4 5 5 5 5   5
Investor site URL 5 5 5 5 5   5
Investor calendar 5 5 5 5 5   5
IR feedback 5 5 5 5 5   5
VTB shareholders