Sberbank Financial Statements (SBER)
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Report date
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13.03.2023 |
13.03.2023 |
14.03.2024 |
17.01.2025 |
20.01.2026 |
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14.05.2026 |
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Currency
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RUB |
RUB |
RUB |
RUB |
RUB |
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RUB |
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Financial report URL
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Presentation URL
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Net operating income, bln rub |
? |
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5 042 |
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Net interest income, bln rub |
? |
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1 703 |
1 800 |
2 438 |
2 759 |
3 261 |
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3 416 |
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Net commission income, bln rub |
? |
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584.2 |
618.1 |
774.0 |
799.6 |
787.9 |
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790.1 |
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Income on securities, bln rub |
? |
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313.3 |
410.7 |
541.6 |
813.2 |
1 079 |
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1 114 |
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Number of cliens, mln clients |
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108.5 |
109.9 |
110.7 |
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110.4 |
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Net profit, bln rub |
? |
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1.22 |
295.8 |
1 481 |
1 555 |
1 683 |
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1 770 |
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Dividend payout, bln rub
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0.000 |
564.7 |
752.2 |
786.9 |
850.2 |
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850.2 |
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Dividend, rub/share
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0 |
25 |
33.3 |
34.84 |
37.64 |
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37.64 |
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Ordinary share dividend yield, %
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0.0% |
17.7% |
12.3% |
12.5% |
12.5% |
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11.7% |
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Preferred share dividend, rub/share
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0 |
25 |
33.3 |
34.84 |
37.64 |
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37.64 |
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Preferred share dividend yield, %
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0.0% |
17.8% |
12.2% |
12.5% |
12.6% |
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11.6% |
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Dividend payout ratio, %
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0% |
191% |
51% |
51% |
51% |
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48% |
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OPEX, bln rub |
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833.2 |
893.1 |
1 082 |
1 246 |
1 406 |
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1 438 |
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Creation of provision for loan impairment, bln rub |
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648.8 |
714.7 |
569.4 |
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Bank assets, bln rub |
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37 799 |
40 348 |
50 308 |
58 308 |
65 358 |
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65 137 |
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Capital, bln rub |
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5 349 |
5 585 |
6 482 |
6 941 |
8 111 |
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8 628 |
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Loan portfolio, bln rub |
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45 262 |
49 250 |
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50 177 |
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Corporate loans, bln rub |
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27 756 |
30 441 |
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30 969 |
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Retail loans, bln rub |
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17 506 |
18 809 |
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19 208 |
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Deposits, bln rub |
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27 617 |
31 089 |
38 965 |
40 744 |
45 332 |
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46 251 |
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Corporate deposits, bln rub |
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10 272 |
12 456 |
16 168 |
13 152 |
12 277 |
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12 553 |
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Retail deposits, bln rub |
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17 345 |
18 633 |
23 066 |
27 592 |
33 055 |
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33 698 |
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Cost to Income (CIR), % |
? |
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25.6% |
27.3% |
29.5% |
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Loan to deposit ratio, % |
? |
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0% |
0% |
0% |
111% |
109% |
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108% |
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Share of non-performing loans, % |
? |
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1.90% |
2.20% |
2.60% |
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Ordinary share price, rub |
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293.1 |
141.3 |
271.5 |
279.2 |
300.3 |
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322.2 |
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Number of ordinary shares, mln |
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21 587 |
21 587 |
21 587 |
21 587 |
21 587 |
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21 587 |
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Preferred share price, rub |
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278.5 |
140.3 |
272.5 |
279.4 |
299.7 |
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323.4 |
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Number of preferred shares, mln |
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1 000 |
1 000 |
1 000 |
1 000 |
1 000 |
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1 000 |
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Free Float, % |
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48.0% |
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48.0% |
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Market cap, bln rub |
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6 606 |
3 189 |
6 132 |
6 305 |
6 782 |
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7 279 |
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EV, bln rub |
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6 606 |
3 189 |
6 132 |
6 305 |
6 782 |
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7 279 |
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EPS, rub |
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0.06 |
13.7 |
68.6 |
72.0 |
78.0 |
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82.0 |
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ROE, % |
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24.5% |
23.4% |
22.1% |
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ROA, % |
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3.3% |
2.9% |
2.9% |
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Bank margin, % |
? |
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35.1% |
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P/E |
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5 414 |
10.8 |
4.14 |
4.05 |
4.03 |
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4.11 |
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P/B |
? |
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1.23 |
0.57 |
0.95 |
0.91 |
0.84 |
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0.84 |
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Employees, people |
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287 866 |
210 700 |
296 585 |
308 092 |
291 795 |
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289 721 |
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Labour productivity, mln rub/person/year |
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0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
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17.4 |
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Expenses per employee, thousand rub |
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0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
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0 |
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IR rating
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4.6 |
4.6 |
4.6 |
4.6 |
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4.6 |
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Financial statement quality
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5 |
5 |
5 |
5 |
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5 |
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Investor Presentations
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5 |
5 |
5 |
5 |
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5 |
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Smart-lab presence
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2 |
2 |
2 |
2 |
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2 |
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Annual report
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5 |
5 |
5 |
5 |
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5 |
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Investor site URL
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5 |
5 |
5 |
5 |
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5 |
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Investor calendar
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5 |
5 |
5 |
5 |
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5 |
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IR feedback
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5 |
5 |
5 |
5 |
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5 |
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| Sberbank shareholders |
