Sberbank Financial Statements (SBER)

Сбербанкsmart-lab.ru %   2019 2020 2021 2022 2023
Report date 15.01.2020 15.01.2021 13.03.2023 13.03.2023 14.03.2024
Currency RUB RUB RUB RUB RUB
Financial report URL
Presentation URL
Net interest income, bln rub ? 1 261 1 441 1 703 1 800 2 438
Net commission income, bln rub ? 470.0 509.0 584.2 618.1 774.0
Income on securities, bln rub ? 54.0 196.0 313.3 410.7 541.6
Number of cliens, mln clients 108.5
Net profit, bln rub ? 847.0 782.0 1.22 295.8 1 481
Dividend payout, bln rub 422.4 422.4 0.000 564.7 752.2
Dividend, rub/share ? 18.7 18.7 0 25 33.3
Ordinary share dividend yield, % 7.3% 6.9% 0.0% 17.7% 12.3%
Preferred share dividend, rub/share 18.7 18.7 0 25 33.3
Preferred share dividend yield, % 8.2% 7.8% 0.0% 17.8% 12.2%
Dividend payout ratio, % 50% 54% 0% 191% 51%
Net debt, bln rub 0.00 0.00 0.00 0.00 0.00
Bank assets, bln rub 27 706 33 146 37 799 40 348 50 308
Capital, bln rub 4 566 4 758 5 349 5 585 6 482
Corporate loans, bln rub 13 330 15 471
Retail loans, bln rub 7 244 8 474
Deposits, bln rub 20 275 23 511 27 617 31 089 38 965
Corporate deposits, bln rub 6 650 7 800 10 272 12 456 16 168
Retail deposits, bln rub 13 625 15 711 17 345 18 633 23 066
Provision for loan impairment, bln rub 1 207 1 572
Core capital adequacy ratio, % ? 10.7% 11.2%
Total capital adequacy ratio, % ? 14.5% 14.9%
Loan to deposit ratio, % ? 0% 0% 0% 0% 0%
Ordinary share price, rub 254.8 271.0 293.1 141.3 271.5
Number of ordinary shares, mln 21 587 21 587 21 587 21 587 21 587
Preferred share price, rub 228.3 240.7 278.5 140.3 272.5
Number of preferred shares, mln 1 000 1 000 1 000 1 000 1 000
Market cap, bln rub 5 728 6 091 6 606 3 189 6 132
EV, bln rub ? 5 728 6 091 6 606 3 189 6 132
EPS, rub ? 39.2 36.2 0.06 13.7 68.6
ROE, % ? 21.1% 16.5%
ROA, % ? 3.2% 2.6%
P/E ? 6.76 7.79 5 414 10.8 4.14
P/B ? 1.25 1.28 1.23 0.57 0.95
Employees, people 281 300 285 600 287 866 210 700
Labour productivity, mln rub/person/year 0.00 0.00 0.00 0.00
Expenses per employee, thousand rub 0.00 0.00 0.00 0.00
IR rating 4.6 4.6
Financial statement quality 5 5
Investor Presentations 5 5
Smart-lab presence 2 2
Annual report 5 5
Investor site URL 5 5
Investor calendar 5 5
IR feedback 5 5
Sberbank shareholders