Kaspi Bank Financial Statements (KSPI)
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Report date
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31.12.2021 |
31.12.2022 |
29.04.2024 |
10.03.2025 |
16.03.2026 |
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14.05.2026 |
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Currency
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Financial report URL
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Operating Income |
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735 332 000 000 |
1 050 525 000 000 |
998 804 000 000 |
1 271 060 000 000 |
1 295 359 395 000 |
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1 826 509 191 000 |
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Net profit |
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431 914 000 000 |
585 026 000 000 |
841 351 000 000 |
1 039 739 000 000 |
1 038 400 483 000 |
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1 042 364 941 000 |
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OCF |
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70 351 000 000 |
1 020 984 000 000 |
1 106 128 000 000 |
581 892 000 000 |
673 611 000 000 |
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-893 813 649 000 |
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Dividend payout
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340 362 000 000 |
210 102 000 000 |
560 132 000 000 |
646 056 000 000 |
0.000 |
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0.000 |
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Ordinary share dividend yield, %
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0.00% |
0.00% |
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Dividend payout ratio, %
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78.8% |
35.9% |
66.6% |
62.1% |
0.00% |
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0 |
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OPEX |
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76 775 000 000 |
114 795 000 000 |
219 650 000 000 |
300 399 000 000 |
1 598 687 638 000 |
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1 156 774 134 000 |
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Interest expenses |
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0.000 |
0.000 |
0.000 |
0.000 |
883 755 976 000 |
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725 265 174 000 |
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Debt |
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310 465 000 000 |
224 418 000 000 |
222 156 000 000 |
221 456 000 000 |
470 576 000 000 |
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701 698 376 |
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Ordinary share price, rub |
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94.7 |
78.1 |
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Number of ordinary shares, mln |
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192 218 069 |
191 725 280 |
189 859 971 |
189 929 000 |
190 016 000 |
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190 013 000 |
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Market cap |
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0.00 |
0.00 |
0.00 |
17 988 175 590 |
14 845 950 080 |
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0 |
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EV |
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-31 636 000 000 |
-390 942 000 000 |
-598 310 000 000 |
-1 870 017 824 410 |
-1 573 003 049 920 |
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-221 319 629 |
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EPS, rub |
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2 247 |
3 051 |
4 431 |
5 474 |
5 465 |
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5 486 |
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EBITDA margin, % |
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80.6% |
80.0% |
52.8% |
50.4% |
32.9% |
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29.8% |
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Net margin, % |
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48.8% |
46.1% |
44.5% |
41.2% |
26.4% |
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101.7% |
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P/E |
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0.00 |
0.00 |
0.00 |
0.02 |
0.01 |
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0 |
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P/FCF |
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0.00 |
0.00 |
0.00 |
0.04 |
0.03 |
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0 |
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P/S |
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0.00 |
0.00 |
0.00 |
0.01 |
0.00 |
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0 |
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P/BV |
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0.00 |
0.00 |
0.00 |
0.01 |
0.01 |
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0 |
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EV/EBITDA |
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-0.04 |
-0.39 |
-0.60 |
-1.47 |
-1.21 |
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0.00 |
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Debt/EBITDA |
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-0.04 |
-0.39 |
-0.60 |
-1.49 |
-1.23 |
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0.00 |
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R&D/CAPEX, % |
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178.3% |
102.3% |
176.4% |
114.4% |
0.00% |
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0 |
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CAPEX/Revenue, % |
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2.81% |
4.69% |
2.66% |
3.80% |
4.64% |
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3.21% |
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| Kaspi Bank shareholders |
