Kaspi Bank Financial Statements (KSPI)
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Report date
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31.12.2022 |
31.12.2023 |
29.04.2024 |
10.03.2025 |
16.03.2026 |
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13.03.2026 |
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Currency
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Financial report URL
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Operating Income |
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720 574 000 000 |
998 804 000 000 |
998 804 000 000 |
1 271 060 000 000 |
1 295 359 395 000 |
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1 828 142 061 000 |
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Net profit |
? |
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585 026 000 000 |
841 351 000 000 |
841 351 000 000 |
1 039 739 000 000 |
1 038 400 483 000 |
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1 055 395 994 000 |
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OCF |
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1 020 984 000 000 |
1 106 128 000 000 |
1 106 128 000 000 |
581 892 000 000 |
1 618 856 420 000 |
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-1 104 990 649 000 |
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Dividend payout
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210 102 000 000 |
560 132 000 000 |
560 132 000 000 |
646 056 000 000 |
0.000 |
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0.000 |
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Ordinary share dividend yield, %
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0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
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Dividend payout ratio, %
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35.9% |
66.6% |
66.6% |
62.1% |
0.00% |
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0 |
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OPEX |
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166 407 000 000 |
219 650 000 000 |
219 650 000 000 |
300 399 000 000 |
1 598 687 638 000 |
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862 281 336 000 |
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Interest expenses |
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0.000 |
0.000 |
0.000 |
0.000 |
883 755 976 000 |
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471 017 636 000 |
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Debt |
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267 061 000 000 |
161 991 000 000 |
161 991 000 000 |
221 456 000 000 |
348 121 788 000 |
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348 121 788 000 |
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Ordinary share price, rub |
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66.0 |
92.5 |
92.5 |
94.7 |
78.1 |
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Number of ordinary shares, mln |
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191 725 280 |
189 859 971 |
189 859 971 |
189 929 000 |
190 016 000 |
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190 019 000 |
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Market cap |
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12 653 868 480 |
17 562 047 318 |
17 562 047 318 |
17 988 175 590 |
14 845 950 080 |
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0 |
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EV |
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-1 411 887 131 520 |
-2 018 042 952 680 |
-2 018 042 952 680 |
-1 870 017 824 410 |
58 029 378 080 |
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43 183 428 000 |
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EPS, rub |
? |
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3 051 |
4 431 |
4 431 |
5 474 |
5 465 |
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5 554 |
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EBITDA margin, % |
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58.3% |
52.8% |
52.8% |
50.4% |
32.9% |
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31.0% |
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Net margin, % |
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45.6% |
44.5% |
44.5% |
41.2% |
26.4% |
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95.1% |
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P/E |
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0.02 |
0.02 |
0.02 |
0.02 |
0.01 |
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0 |
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P/FCF |
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0.01 |
0.02 |
0.02 |
0.04 |
0.01 |
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0 |
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P/S |
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0.01 |
0.01 |
0.01 |
0.01 |
0.00 |
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0 |
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P/BV |
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0.02 |
0.02 |
0.02 |
0.01 |
0.01 |
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0 |
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EV/EBITDA |
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-1.89 |
-2.02 |
-2.02 |
-1.47 |
0.04 |
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0.13 |
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Debt/EBITDA |
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-1.91 |
-2.04 |
-2.04 |
-1.49 |
0.03 |
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0.13 |
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R&D/CAPEX, % |
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102.3% |
176.4% |
176.4% |
114.4% |
0.00% |
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0 |
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CAPEX/Revenue, % |
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4.63% |
2.66% |
2.66% |
3.80% |
4.51% |
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5.84% |
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| Kaspi Bank shareholders |
