Kaspi Bank Financial Statements (KSPI)
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Report date
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31.12.2020 |
31.12.2021 |
31.12.2022 |
31.12.2023 |
29.04.2024 |
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18.10.2024 |
Currency
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Financial report URL
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Operating Income |
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317 824 000 000 |
528 802 000 000 |
720 574 000 000 |
998 804 000 000 |
998 804 000 000 |
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1 573 202 000 000 |
Net profit |
? |
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260 964 000 000 |
431 914 000 000 |
585 026 000 000 |
841 351 000 000 |
841 351 000 000 |
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1 033 986 000 000 |
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OCF |
? |
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617 729 000 000 |
70 351 000 000 |
1 020 984 000 000 |
1 106 128 000 000 |
1 106 128 000 000 |
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Dividend payout
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175 368 000 000 |
340 362 000 000 |
210 102 000 000 |
560 132 000 000 |
560 132 000 000 |
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Ordinary share dividend yield, %
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0.00% |
0.00% |
0.00% |
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Dividend payout ratio, %
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67.2% |
78.8% |
35.9% |
66.6% |
66.6% |
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0 |
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OPEX |
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124 300 000 000 |
111 158 000 000 |
166 407 000 000 |
219 650 000 000 |
219 650 000 000 |
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298 426 000 000 |
Interest expenses |
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0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
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294 170 000 000 |
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Debt |
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233 085 000 000 |
310 465 000 000 |
267 061 000 000 |
161 991 000 000 |
161 991 000 000 |
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161 668 000 000 |
Cash |
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1 196 256 000 000 |
948 563 000 000 |
1 691 602 000 000 |
2 197 596 000 000 |
2 197 596 000 000 |
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506 634 000 000 |
Net debt |
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-963 171 000 000 |
-638 098 000 000 |
-1 424 541 000 000 |
-2 035 605 000 000 |
-2 035 605 000 000 |
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-344 966 000 000 |
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Ordinary share price, rub |
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66.0 |
92.5 |
92.5 |
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Number of ordinary shares, mln |
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191 805 000 |
192 218 069 |
191 725 280 |
189 859 971 |
189 859 971 |
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189 929 140 |
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Market cap |
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0.00 |
0.00 |
12 653 868 480 |
17 562 047 318 |
17 562 047 318 |
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0 |
EV |
? |
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-963 171 000 000 |
-638 098 000 000 |
-1 411 887 131 520 |
-2 018 042 952 680 |
-2 018 042 952 680 |
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-344 966 000 000 |
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EPS, rub |
? |
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1 361 |
2 247 |
3 051 |
4 431 |
4 431 |
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5 444 |
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EBITDA margin, % |
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50.3% |
61.0% |
58.3% |
52.8% |
52.8% |
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51.5% |
Net margin, % |
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40.3% |
48.5% |
45.6% |
44.5% |
44.5% |
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158.4% |
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P/E |
? |
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0.00 |
0.00 |
0.02 |
0.02 |
0.02 |
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0 |
P/FCF |
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0.00 |
0.00 |
0.01 |
0.02 |
0.02 |
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P/S |
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0.00 |
0.00 |
0.01 |
0.01 |
0.01 |
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0 |
P/BV |
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0.00 |
0.00 |
0.02 |
0.02 |
0.02 |
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0 |
EV/EBITDA |
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-2.96 |
-1.18 |
-1.89 |
-2.02 |
-2.02 |
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-1.03 |
Debt/EBITDA |
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-2.96 |
-1.18 |
-1.91 |
-2.04 |
-2.04 |
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-1.03 |
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R&D/CAPEX, % |
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169.4% |
178.3% |
102.3% |
176.4% |
176.4% |
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CAPEX/Revenue, % |
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2.81% |
2.80% |
4.63% |
2.66% |
2.66% |
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0 |
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Kaspi Bank shareholders |