Zaymer Financial Statements (ZAYM)

Займерsmart-lab.ru %   2022 2023   LTM ?
Report date 02.04.2024 02.04.2024   21.08.2024
Currency RUB RUB   RUB
Financial report URL  
Presentation URL  
Net interest income, bln rub ? 12.4 14.5   12.2
Operating Income, bln rub 7.19 7.80  
Net profit, bln rub ? 5.76 6.09   3.80
OCF, bln rub ? 3.40 6.65   3.97
Dividend payout, bln rub   1.66
Dividend, rub/share ?   16.6
Ordinary share dividend yield, % 0.0% 0.0%   12.5%
Dividend payout ratio, % 0% 0%   44%
OPEX, bln rub 4.83 6.49   7.32
Amortization, bln rub 0.1 0.2   0.2
Employment expenses, bln rub 0.580 0.570   0.660
Interest expenses, bln rub 0.242 0.169   0.181
Creation of provision for loan impairment, bln rub 8.87 3.92   5.53
Debt, bln rub 1.49 0.880   0.120
Cash, bln rub 1.91 2.15   0.732
Net debt, bln rub -0.42 -1.27   -0.61
Bank assets, bln rub 15.4 15.6   14.6
Capital, bln rub 11.4 11.9   12.6
Loan portfolio, bln rub 12.7 12.6   12.7
Provision for loan impairment, bln rub 20.4 19.2   19.8
Ordinary share price, rub 270.0 270.0   132.6
Number of ordinary shares, mln 100.0 100.0   100.0
Market cap, bln rub 27.0 27.0   13.3
EV, bln rub ? 26.6 25.7   12.6
EPS, rub ? 57.6 60.9   38.0
ROE, % ?   29.0%
ROA, % ?   22.0%
P/E ? 4.69 4.43   3.49
P/B ? 2.36 2.27   1.05
Zaymer shareholders