MKB Financial Statements (CBOM)
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Report date
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18.03.2020 |
18.03.2021 |
24.03.2023 |
24.03.2023 |
01.03.2024 |
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14.11.2024 |
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Currency
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RUB |
RUB |
RUB |
RUB |
RUB |
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RUB |
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Financial report URL
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Annual report URL
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Presentation URL
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Net operating income, bln rub |
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36.3 |
59.3 |
62.1 |
43.4 |
113.5 |
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90.6 |
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Net interest income, bln rub |
? |
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45.3 |
59.3 |
79.6 |
62.0 |
92.1 |
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118.2 |
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Net commission income, bln rub |
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11.5 |
15.4 |
16.8 |
12.7 |
16.5 |
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13.5 |
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Income on securities, bln rub |
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-12.7 |
-6.94 |
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-31.0 |
14.6 |
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Net profit, bln rub |
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12.0 |
30.0 |
26.2 |
7.47 |
59.8 |
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39.6 |
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Ordinary share dividend yield, %
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0.0% |
0.0% |
0.0% |
0.0% |
0.0% |
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0.0% |
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Dividend payout ratio, %
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0% |
0% |
0% |
0% |
0% |
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0 |
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OPEX, bln rub |
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21.2 |
21.8 |
29.6 |
35.2 |
40.3 |
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40.8 |
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Amortization, bln rub |
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2.2 |
2.3 |
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2.3 |
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Employment expenses, bln rub |
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14.2 |
13.9 |
19.6 |
21.9 |
25.9 |
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26.1 |
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Interest expenses, bln rub |
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235.9 |
301.7 |
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Creation of provision for loan impairment, bln rub |
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6.82 |
18.9 |
8.12 |
25.9 |
24.1 |
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27.5 |
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Cash, bln rub |
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953.6 |
683.0 |
1 531 |
1 515 |
1 379 |
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1 483 |
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Net debt, bln rub |
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-953.6 |
-683.0 |
-1 531 |
-1 515 |
-1 379 |
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-1 483 |
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Bank assets, bln rub |
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2 423 |
2 916 |
3 420 |
3 973 |
4 667 |
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5 099 |
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Capital, bln rub |
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210.4 |
234.5 |
281.4 |
273.8 |
347.9 |
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356.9 |
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Loan portfolio, bln rub |
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829.2 |
1 009 |
1 342 |
1 845 |
2 350 |
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2 690 |
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Corporate loans, bln rub |
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719.4 |
889.0 |
1 181 |
1 649 |
2 149 |
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2 483 |
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Retail loans, bln rub |
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109.8 |
120.0 |
161.0 |
197.0 |
200.6 |
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207.2 |
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Deposits, bln rub |
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1 340 |
1 738 |
1 983 |
2 388 |
2 861 |
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3 033 |
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Corporate deposits, bln rub |
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853.4 |
1 236 |
1 418 |
1 794 |
2 076 |
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2 019 |
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Retail deposits, bln rub |
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486.2 |
501.0 |
565.0 |
594.0 |
785.5 |
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1 015 |
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Provision for loan impairment, bln rub |
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34.0 |
37.0 |
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Core capital adequacy ratio, % |
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12.3% |
12.7% |
12.5% |
12.1% |
12.4% |
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Total capital adequacy ratio, % |
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14.1% |
13.8% |
13.4% |
13.0% |
13.8% |
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Cost of risk ratio, % |
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1.000% |
1.80% |
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0.100% |
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Loan to deposit ratio, % |
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62% |
58% |
68% |
77% |
82% |
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89% |
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Share of non-performing loans, % |
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3.60% |
3.10% |
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1.000% |
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Ordinary share price, rub |
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5.88 |
6.15 |
6.85 |
6.72 |
8.02 |
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10.0 |
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Number of ordinary shares, mln |
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29 830 |
33 430 |
33 430 |
33 430 |
33 430 |
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33 430 |
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Market cap, bln rub |
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175.4 |
205.5 |
228.9 |
224.7 |
268.2 |
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334.8 |
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EV, bln rub |
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-778.3 |
-477.5 |
-1 302 |
-1 290 |
-1 111 |
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-1 148 |
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EPS, rub |
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0.40 |
0.90 |
0.78 |
0.22 |
1.79 |
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1.18 |
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ROE, % |
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7.8% |
16.9% |
12.6% |
3.7% |
23.4% |
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ROA, % |
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0.5% |
1.1% |
0.8% |
0.2% |
1.4% |
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Net intertest margin, % |
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2.20% |
2.30% |
2.60% |
1.80% |
2.80% |
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Bank margin, % |
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32.9% |
50.6% |
42.2% |
17.2% |
52.7% |
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43.7% |
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P/E |
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14.7 |
6.85 |
8.74 |
30.1 |
4.49 |
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8.46 |
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P/B |
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0.83 |
0.88 |
0.81 |
0.82 |
0.77 |
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0.94 |
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Employees, people |
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5 511 |
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Labour productivity, mln rub/person/year |
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10.8 |
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Expenses per employee, thousand rub |
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2 519 |
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| MKB shareholders |
