MKB Financial Statements (CBOM) |
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МКБsmart-lab.ru | % | 2022Q4 | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 | LTM ? | |||
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Report date | 24.03.2023 | 29.08.2023 | 29.08.2023 | 17.11.2023 | 01.03.2024 | 01.03.2024 | ||||
Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
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Net operating income, bln rub | ? | 24.2 | 31.4 | 31.8 | 26.1 | 113.5 | ||||
Net interest income, bln rub | ? | 24.7 | 28.1 | 32.5 | 30.9 | 116.2 | ||||
Net commission income, bln rub | ? | 3.67 | 4.33 | 4.00 | 4.50 | 16.5 | ||||
Net profit, bln rub | ? | 13.0 | 17.4 | 17.9 | 11.5 | 59.8 | ||||
Ordinary share dividend yield, % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Dividend payout ratio, % | 0% | 0% | 0% | 0% | 0 | |||||
OPEX, bln rub | 8.23 | 10.4 | 9.20 | 12.5 | 40.3 | |||||
Amortization, bln rub | 0.6 | 0.6 | 0.6 | 0.6 | 2.3 | |||||
Employment expenses, bln rub | 5.87 | 7.07 | 5.74 | 7.26 | 25.9 | |||||
Creation of provision for loan impairment, bln rub | 4.68 | 3.39 | 11.6 | 4.43 | 24.1 | |||||
Cash, bln rub | 1 515 | 1 570 | 1 442 | 1 525 | 1 379 | 1 379 | ||||
Net debt, bln rub | -1 515 | -1 570 | -1 442 | -1 525 | -1 379 | -1 379 | ||||
Bank assets, bln rub | 3 973 | 4 240 | 4 397 | 4 856 | 4 667 | 4 667 | ||||
Capital, bln rub | 273.8 | 284.9 | 301.7 | 335.0 | 347.9 | 347.9 | ||||
Loan portfolio, bln rub | 1 845 | 2 037 | 2 114 | 2 436 | 2 350 | 2 350 | ||||
Corporate loans, bln rub | 1 649 | 1 837 | 1 914 | 2 233 | 2 149 | 2 149 | ||||
Retail loans, bln rub | 197.0 | 200.6 | 200.1 | 203.0 | 200.6 | 200.6 | ||||
Deposits, bln rub | 2 388 | 2 634 | 2 697 | 3 087 | 2 861 | 2 861 | ||||
Corporate deposits, bln rub | 1 794 | 2 040 | 2 069 | 2 406 | 2 076 | 2 076 | ||||
Retail deposits, bln rub | 594.0 | 594.1 | 628.1 | 628.0 | 785.5 | 785.5 | ||||
Core capital adequacy ratio, % | ? | 12.1% | 12.4% | 12.4% | ||||||
Total capital adequacy ratio, % | ? | 13.0% | 13.8% | 13.8% | ||||||
Loan to deposit ratio, % | ? | 77% | 77% | 78% | 79% | 82% | 82% | |||
Share of non-performing loans, % | ? | 1.000% | 1.000% | |||||||
Ordinary share price, rub | 6.72 | 7.17 | 6.78 | 7.03 | 8.02 | 7.42 | ||||
Number of ordinary shares, mln | 33 430 | 33 430 | 33 430 | 33 430 | 33 430 | 33 430 | ||||
Market cap, bln rub | 224.7 | 239.8 | 226.6 | 234.9 | 268.2 | 248.0 | ||||
EV, bln rub | ? | -1 290 | -1 330 | -1 215 | -1 290 | -1 111 | -1 131 | |||
EPS, rub | ? | 0.00 | 0.39 | 0.52 | 0.54 | 0.34 | 1.79 | |||
FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||
Bank margin, % | ? | 53.7% | 55.4% | 56.3% | 44.1% | 52.7% | ||||
P/E | ? | 18.4 | 7.45 | 4.86 | 4.49 | 4.15 | ||||
P/B | ? | 0.82 | 0.84 | 0.75 | 0.70 | 0.77 | 0.71 | |||
MKB shareholders |