CarMoney Financial Statements (CARM)

КарМани (СТГ)smart-lab.ru %   2020 2021 2022 2023
Report date 09.08.2023 09.08.2023 14.02.2023 03.04.2024
Currency RUB RUB RUB RUB
Financial report URL
Presentation URL
Net operating income, bln rub ? 2.48 2.69 2.68
Net interest income, bln rub ? 1.82 2.00 1.98 2.51
Net profit, bln rub ? 0.206 0.242 0.403 0.648
Ordinary share dividend yield, % 0.0% 0.0% 0.0% 0.0%
Dividend payout ratio, % 0% 0% 0% 0%
OPEX, bln rub 1.04 1.03 0.900 1.19
Net debt, bln rub 0.00 0.00 0.00 0.00
Bank assets, bln rub 5.28 6.51
Capital, bln rub 2.13 3.69
Loan portfolio, bln rub 4.64 5.32
Ordinary share price, rub 3.00 3.00 3.00 2.26
Number of ordinary shares, mln 1 898 1 898 1 898 1 898
Free Float, % 30.0%
Market cap, bln rub 5.69 5.69 5.69 4.29
EV, bln rub ? 5.69 5.69 5.69 4.29
EPS, rub ? 0.11 0.13 0.21 0.34
ROE, % ? 22.8% 16.3% 20.5%
ROA, % ? 5.5% 5.5% 8.0%
Bank margin, % ? 8.31% 9.00% 15.0%
P/E ? 27.6 23.5 14.1 6.63
P/B ? 2.67 1.16
Employees, people 292 303
Labour productivity, mln rub/person/year 9.18 0.00
Expenses per employee, thousand rub 0.00 0.00
IR rating 5.0
Financial statement quality 5
Investor Presentations 5
Smart-lab presence 5
Annual report 5
Investor site URL 5
Investor calendar 5
IR feedback 5
CarMoney shareholders