CarMoney Financial Statements (CARM) |
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КарМани (СТГ)smart-lab.ru | % | 2022Q4 | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 | LTM ? | |||
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Report date | 30.05.2023 | 21.08.2023 | 20.11.2023 | 03.04.2024 | 03.04.2024 | |||||
Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
Financial report URL | ||||||||||
Presentation URL | ||||||||||
Net operating income, bln rub | ? | 0.507 | 1.16 | 0.680 | 0.670 | 2.51 | ||||
Net interest income, bln rub | ? | 0.349 | 0.825 | 0.478 | 0.557 | 1.86 | ||||
Net profit, bln rub | ? | 0.116 | 0.288 | 0.068 | 0.291 | 0.647 | ||||
Net profit not adj., bln rub | ? | 0.239 | 0.239 | |||||||
OCF, bln rub | ? | 0.099 | 0.211 | -0.022 | 0.097 | 0.286 | ||||
Ordinary share dividend yield, % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Dividend payout ratio, % | 0% | 0% | 0% | 0% | 0 | |||||
OPEX, bln rub | 0.221 | 0.500 | 0.367 | 0.313 | 1.18 | |||||
Interest expenses, bln rub | 0.315 | 0.140 | 0.070 | 0.190 | 0.400 | |||||
Creation of provision for loan impairment, bln rub | 0.170 | 0.334 | 0.200 | 0.116 | 0.650 | |||||
Debt, bln rub | 7.37 | 7.70 | 6.74 | 7.62 | 7.62 | |||||
Cash, bln rub | 0.200 | 0.300 | 0.360 | 0.330 | 0.330 | |||||
Net debt, bln rub | 7.17 | 0.00 | 7.40 | 6.38 | 7.29 | 7.29 | ||||
Bank assets, bln rub | 5.25 | 5.84 | 6.18 | 6.48 | 6.48 | |||||
Capital, bln rub | 2.14 | 2.60 | 3.60 | 3.70 | 3.70 | |||||
Ordinary share price, rub | 3.00 | 3.00 | 3.00 | 2.64 | 2.26 | 2.13 | ||||
Number of ordinary shares, mln | 1 898 | 1 898 | 1 898 | 1 898 | 1 898 | 1 898 | ||||
Market cap, bln rub | 5.69 | 5.69 | 5.69 | 5.01 | 4.29 | 4.04 | ||||
EV, bln rub | ? | 12.9 | 5.69 | 13.1 | 11.4 | 11.6 | 11.3 | |||
EPS, rub | ? | 0.06 | 0.00 | 0.15 | 0.04 | 0.15 | 0.34 | |||
FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||
ROE, % | ? | 24.2% | ||||||||
ROA, % | ? | 8.6% | ||||||||
Bank margin, % | ? | 22.9% | 24.8% | 10.00% | 43.4% | 25.8% | ||||
P/E | ? | 14.6 | 14.6 | 11.9 | 10.6 | 6.64 | 6.24 | |||
P/B | ? | 2.66 | 2.19 | 1.39 | 1.16 | 1.09 | ||||
Employees, people | 292 | 303 | 303 | |||||||
Expenses per employee, thousand rub | 0.00 | 0.00 | 0 | |||||||
IR rating | 5.0 | 5.0 | ||||||||
Financial statement quality | 5 | 5 | ||||||||
Investor Presentations | 5 | 5 | ||||||||
Smart-lab presence | 5 | 5 | ||||||||
Annual report | 5 | 5 | ||||||||
Investor site URL | 5 | 5 | ||||||||
Investor calendar | 5 | 5 | ||||||||
IR feedback | 5 | 5 | ||||||||
CarMoney shareholders |