BSP Financial Statements (BSPB)
|
|
|
|
Report date
|
|
|
24.03.2023 |
23.03.2023 |
21.03.2024 |
20.03.2025 |
23.03.2026 |
|
14.05.2026 |
|
Currency
|
|
|
RUB |
RUB |
RUB |
RUB |
RUB |
|
RUB |
|
Financial report URL
|
|
|
|
|
|
|
|
|
|
|
Presentation URL
|
|
|
|
|
|
|
|
|
|
|
|
Net operating income, bln rub |
? |
|
44.6 |
56.7 |
77.1 |
100.8 |
86.0 |
|
|
|
Net interest income, bln rub |
? |
|
29.3 |
40.3 |
52.4 |
71.7 |
77.2 |
|
72.0 |
|
Net commission income, bln rub |
? |
|
9.80 |
14.9 |
13.6 |
12.7 |
13.3 |
|
12.0 |
|
Income on securities, bln rub |
? |
|
5.50 |
1.45 |
11.1 |
16.4 |
19.3 |
|
8.42 |
|
|
Net profit, bln rub |
? |
|
18.1 |
47.6 |
47.3 |
50.8 |
37.4 |
|
33.7 |
|
|
Dividend payout, bln rub
|
|
|
0.002 |
15.2 |
19.6 |
25.9 |
19.2 |
|
19.2 |
|
|
Dividend, rub/share
|
? |
|
|
32.97 |
42.45 |
56.98 |
42.84 |
|
42.84 |
|
Ordinary share dividend yield, %
|
|
|
0.0% |
33.0% |
19.7% |
15.5% |
13.9% |
|
13.8% |
|
Preferred share dividend, rub/share
|
|
|
0.11 |
0.33 |
0.44 |
0.44 |
0.44 |
|
0.44 |
|
Preferred share dividend yield, %
|
|
|
0.6% |
1.3% |
0.9% |
0.8% |
0.9% |
|
0.9% |
|
Dividend payout ratio, %
|
|
|
0% |
32% |
41% |
51% |
51% |
|
57% |
|
|
OPEX, bln rub |
|
|
19.9 |
28.2 |
29.3 |
31.1 |
35.2 |
|
30.0 |
|
Creation of provision for loan impairment, bln rub |
|
|
|
|
|
6.81 |
14.3 |
|
|
|
|
Bank assets, bln rub |
|
|
794.9 |
835.3 |
1 056 |
1 139 |
1 301 |
|
1 387 |
|
Capital, bln rub |
|
|
102.2 |
143.0 |
171.8 |
199.2 |
214.7 |
|
223.9 |
|
Loan portfolio, bln rub |
|
|
622.2 |
662.2 |
852.9 |
906.2 |
1 014 |
|
1 051 |
|
Corporate loans, bln rub |
|
|
|
|
468.0 |
|
|
|
|
|
Retail loans, bln rub |
|
|
|
|
384.9 |
|
|
|
|
|
Deposits, bln rub |
|
|
671.7 |
645.5 |
817.4 |
911.8 |
1 061 |
|
1 140 |
|
Corporate deposits, bln rub |
|
|
|
|
|
485.0 |
539.7 |
|
601.1 |
|
Retail deposits, bln rub |
|
|
295.3 |
330.8 |
|
426.8 |
521.6 |
|
538.9 |
|
|
Core capital adequacy ratio, % |
? |
|
11.1% |
13.9% |
|
|
|
|
|
|
Total capital adequacy ratio, % |
? |
|
17.4% |
20.3% |
|
|
|
|
|
|
Cost of risk ratio, % |
? |
|
|
|
|
|
1.90% |
|
|
|
Cost to Income (CIR), % |
? |
|
|
|
|
|
28.7% |
|
|
|
Loan to deposit ratio, % |
? |
|
93% |
103% |
104% |
99% |
96% |
|
92% |
|
|
Ordinary share price, rub |
|
|
82.1 |
100.0 |
215.6 |
367.0 |
309.0 |
|
311.1 |
|
Number of ordinary shares, mln |
|
|
461.9 |
461.9 |
461.9 |
457.5 |
445.4 |
|
445.4 |
|
Preferred share price, rub |
|
|
18.9 |
25.4 |
48.6 |
52.1 |
51.8 |
|
48.4 |
|
Number of preferred shares, mln |
|
|
20.1 |
20.1 |
20.1 |
20.1 |
20.1 |
|
20.1 |
|
Free Float, % |
|
|
|
|
|
|
28.0% |
|
28.0% |
|
|
Market cap, bln rub |
|
|
38.3 |
46.7 |
100.6 |
169.0 |
138.7 |
|
139.5 |
|
EV, bln rub |
? |
|
38.3 |
46.7 |
100.6 |
169.0 |
138.7 |
|
139.5 |
|
|
EPS, rub |
? |
|
39.2 |
103.1 |
102.3 |
111.1 |
83.9 |
|
75.7 |
|
|
ROE, % |
? |
|
|
|
|
|
19.1% |
|
|
|
Bank margin, % |
? |
|
40.6% |
84.0% |
61.3% |
50.4% |
43.5% |
|
|
|
|
P/E |
? |
|
2.12 |
0.98 |
2.13 |
3.32 |
3.71 |
|
4.14 |
|
P/B |
? |
|
0.37 |
0.33 |
0.59 |
0.85 |
0.65 |
|
0.62 |
|
|
Employees, people |
|
|
|
4 700 |
4 600 |
4 819 |
5 184 |
|
5 184 |
|
Labour productivity, mln rub/person/year |
|
|
|
12.1 |
16.8 |
20.9 |
16.6 |
|
0 |
|
Expenses per employee, thousand rub |
|
|
|
0.00 |
0.00 |
0.00 |
0.00 |
|
0 |
|
| BSP shareholders |
