BSP Financial Statements (BSPB)

Банк Санкт-Петербургsmart-lab.ru %   2019 2020 2021 2022 2023
Report date 22.01.2020 20.01.2021 24.03.2023 23.03.2023 25.01.2024
Currency RUB RUB RUB RUB RUB
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Net operating income, bln rub ? 30.7 39.4 44.6 96.0 75.6
Net interest income, bln rub ? 23.0 25.0 29.3 40.3
Net commission income, bln rub ? 7.00 7.30 9.80 14.9
Income on securities, bln rub ? -0.559 5.70 5.50 40.8
Net profit, bln rub ? 6.60 11.7 18.1 47.6 48.7
OCF, bln rub ? 24.7
Dividend payout, bln rub 1.59 2.17 0.002 15.2 19.6
Dividend, rub/share ? 3.33 4.56 32.97 42.45
Ordinary share dividend yield, % 5.9% 8.8% 0.0% 33.0% 19.7%
Preferred share dividend, rub/share 0.11 0.22 0.11 0.33 0.44
Preferred share dividend yield, % 11.0% 22.0% 0.6% 1.3% 0.9%
Dividend payout ratio, % 24% 19% 0% 32% 40%
OPEX, bln rub 14.2 14.2 19.9 28.2
Net debt, bln rub 0.00 0.00 0.00 0.00 0.00
Bank assets, bln rub 667.1 730.7 794.9 835.3
Capital, bln rub 81.8 86.8 102.2 143.0
Loan portfolio, bln rub 395.6 455.8 622.2 644.6
Corporate loans, bln rub 299.5 341.2
Retail loans, bln rub 96.0 114.6
Deposits, bln rub 483.6 671.7 662.2
Corporate deposits, bln rub 169.4 209.9
Retail deposits, bln rub 246.4 273.7 295.3 330.8
Core capital adequacy ratio, % ? 9.70% 9.60% 11.1% 13.9%
Total capital adequacy ratio, % ? 14.8% 13.6% 17.4% 20.3%
Loan to deposit ratio, % ? 94% 93% 97%
Ordinary share price, rub 56.3 51.8 82.1 100.0 215.6
Number of ordinary shares, mln 475.6 475.6 461.9 461.9 461.9
Preferred share price, rub 1.000 1.000 18.9 25.4 48.6
Number of preferred shares, mln 20.1 20.1 20.1 20.1 20.1
Free Float, % 35.2% 35.2%
Insider ownership, % 50.6% 51.8%
Market cap, bln rub 26.8 24.6 38.3 46.7 100.6
EV, bln rub ? 26.8 24.6 38.3 46.7 100.6
EPS, rub ? 13.9 24.6 39.2 103.1 105.4
FCF yield, % ? 0.0% 0.0% 0.0% 0.0% 0.0%
Bank margin, % ? 21.5% 29.7% 40.6% 49.6% 64.4%
P/E ? 4.06 2.11 2.12 0.98 2.07
P/B ? 0.33 0.28 0.37 0.33
Employees, people 4 258 4 220
Labour productivity, mln rub/person/year 7.21 9.34
Expenses per employee, thousand rub 0.00 0.00
BSP shareholders