RosDor Bank Financial Statements (RDRB)

Росдорбанкsmart-lab.ru   2021 2022 2023 2024 2025   LTM ?
Report date 31.03.2025 31.03.2025 30.04.2025 30.04.2026   30.04.2026
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Net operating income, bln rub ? 2.32 2.70 2.62 2.67   2.67
Net interest income, bln rub ? 1.54 1.98 1.86 1.74   1.74
Net commission income, bln rub ? 0.373 0.548 0.525 0.620   0.620
Income on securities, bln rub ? 0.403 0.171 0.234 0.135   0.135
Operating Income, bln rub 0.353 0.660 0.889 0.329   0.329
Net profit, bln rub ? 0.292 0.531 0.737 0.279   0.279
Dividend payout, bln rub 0.168 0.209 0.240  
Dividend, rub/share ? 11.08 11 15.85  
Ordinary share dividend yield, % 5.5% 7.4% 9.2% 0.0% 0.0%   0.0%
Preferred share dividend yield, % 0.0% 0.0%   0
Dividend payout ratio, % 72% 45% 0% 0%   0
OPEX, bln rub 1.34 1.49 1.78 2.15   2.15
Employment expenses, bln rub 0.738 0.773 1.04 1.18  
Creation of provision for loan impairment, bln rub 0.751 0.522 0.033 0.095   0.095
Bank assets, bln rub 35.9 37.9 43.0 51.3   51.3
Capital, bln rub 2.85 3.39 3.75 4.78   4.78
Loan portfolio, bln rub 18.0 19.5 23.2 24.1   24.1
Corporate loans, bln rub 17.3 18.4 21.9 22.9   22.9
Retail loans, bln rub 0.719 1.11 1.26 1.19   1.19
Deposits, bln rub 31.0 30.9 33.2 44.7   44.7
Corporate deposits, bln rub 17.3 16.0 16.2 19.8   19.8
Retail deposits, bln rub 13.6 14.9 17.0 24.9   24.9
Provision for loan impairment, bln rub 1.10 1.36 1.38 1.12   1.12
Total capital adequacy ratio, % ? 11.9% 12.7% 11.7%  
Loan to deposit ratio, % ? 58% 63% 70% 54%   54%
Ordinary share price, rub 202.0 148.0 172.0 133.5 123.0   113.4
Number of ordinary shares, mln 15.2 15.2 15.2 23.9 27.5   27.5
Preferred share price, rub 2 202 2 202   2 202
Number of preferred shares, mln 1.10 1.10   1.10
Market cap, bln rub 3.06 2.24 2.61 5.61 5.80   5.54
EV, bln rub ? 3.06 2.24 2.61 5.61 5.80   5.54
EPS, rub ? 0.00 19.3 35.0 30.8 10.1   10.1
Bank margin, % ? 12.6% 19.7% 28.2% 10.4%   10.4%
P/E ? 7.68 4.91 7.61 20.8   19.9
P/B ? 0.79 0.77 1.50 1.21   1.16
Employees, people 311 318   318
Labour productivity, mln rub/person/year 8.41 8.40   8.40
Expenses per employee, thousand rub 3 331 3 701   0
RosDor Bank shareholders