RosDor Bank Financial Statements (RDRB)
|
|
|
|
Report date
|
|
|
|
31.03.2025 |
31.03.2025 |
30.04.2025 |
30.04.2026 |
|
30.04.2026 |
|
Currency
|
|
|
RUB |
RUB |
RUB |
RUB |
RUB |
|
RUB |
|
Financial report URL
|
|
|
|
|
|
|
|
|
|
|
|
Net operating income, bln rub |
? |
|
|
2.32 |
2.70 |
2.62 |
2.67 |
|
2.67 |
|
Net interest income, bln rub |
? |
|
|
1.54 |
1.98 |
1.86 |
1.74 |
|
1.74 |
|
Net commission income, bln rub |
? |
|
|
0.373 |
0.548 |
0.525 |
0.620 |
|
0.620 |
|
Income on securities, bln rub |
? |
|
|
0.403 |
0.171 |
0.234 |
0.135 |
|
0.135 |
|
|
Operating Income, bln rub |
|
|
|
0.353 |
0.660 |
0.889 |
0.329 |
|
0.329 |
|
Net profit, bln rub |
? |
|
|
0.292 |
0.531 |
0.737 |
0.279 |
|
0.279 |
|
|
Dividend payout, bln rub
|
|
|
0.168 |
0.209 |
0.240 |
|
|
|
|
|
|
Dividend, rub/share
|
? |
|
11.08 |
11 |
15.85 |
|
|
|
|
|
Ordinary share dividend yield, %
|
|
|
5.5% |
7.4% |
9.2% |
0.0% |
0.0% |
|
0.0% |
|
Preferred share dividend yield, %
|
|
|
|
|
|
0.0% |
0.0% |
|
0 |
|
Dividend payout ratio, %
|
|
|
|
72% |
45% |
0% |
0% |
|
0 |
|
|
OPEX, bln rub |
|
|
|
1.34 |
1.49 |
1.78 |
2.15 |
|
2.15 |
|
Employment expenses, bln rub |
|
|
|
0.738 |
0.773 |
1.04 |
1.18 |
|
|
|
Creation of provision for loan impairment, bln rub |
|
|
|
0.751 |
0.522 |
0.033 |
0.095 |
|
0.095 |
|
|
Bank assets, bln rub |
|
|
|
35.9 |
37.9 |
43.0 |
51.3 |
|
51.3 |
|
Capital, bln rub |
|
|
|
2.85 |
3.39 |
3.75 |
4.78 |
|
4.78 |
|
Loan portfolio, bln rub |
|
|
|
18.0 |
19.5 |
23.2 |
24.1 |
|
24.1 |
|
Corporate loans, bln rub |
|
|
|
17.3 |
18.4 |
21.9 |
22.9 |
|
22.9 |
|
Retail loans, bln rub |
|
|
|
0.719 |
1.11 |
1.26 |
1.19 |
|
1.19 |
|
Deposits, bln rub |
|
|
|
31.0 |
30.9 |
33.2 |
44.7 |
|
44.7 |
|
Corporate deposits, bln rub |
|
|
|
17.3 |
16.0 |
16.2 |
19.8 |
|
19.8 |
|
Retail deposits, bln rub |
|
|
|
13.6 |
14.9 |
17.0 |
24.9 |
|
24.9 |
|
Provision for loan impairment, bln rub |
|
|
|
1.10 |
1.36 |
1.38 |
1.12 |
|
1.12 |
|
|
Total capital adequacy ratio, % |
? |
|
|
11.9% |
12.7% |
11.7% |
|
|
|
|
Loan to deposit ratio, % |
? |
|
|
58% |
63% |
70% |
54% |
|
54% |
|
|
Ordinary share price, rub |
|
|
202.0 |
148.0 |
172.0 |
133.5 |
123.0 |
|
113.4 |
|
Number of ordinary shares, mln |
|
|
15.2 |
15.2 |
15.2 |
23.9 |
27.5 |
|
27.5 |
|
Preferred share price, rub |
|
|
|
|
|
2 202 |
2 202 |
|
2 202 |
|
Number of preferred shares, mln |
|
|
|
|
|
1.10 |
1.10 |
|
1.10 |
|
|
Market cap, bln rub |
|
|
3.06 |
2.24 |
2.61 |
5.61 |
5.80 |
|
5.54 |
|
EV, bln rub |
? |
|
3.06 |
2.24 |
2.61 |
5.61 |
5.80 |
|
5.54 |
|
|
EPS, rub |
? |
|
0.00 |
19.3 |
35.0 |
30.8 |
10.1 |
|
10.1 |
|
|
Bank margin, % |
? |
|
|
12.6% |
19.7% |
28.2% |
10.4% |
|
10.4% |
|
|
P/E |
? |
|
|
7.68 |
4.91 |
7.61 |
20.8 |
|
19.9 |
|
P/B |
? |
|
|
0.79 |
0.77 |
1.50 |
1.21 |
|
1.16 |
|
|
Employees, people |
|
|
|
|
|
311 |
318 |
|
318 |
|
Labour productivity, mln rub/person/year |
|
|
|
|
|
8.41 |
8.40 |
|
8.40 |
|
Expenses per employee, thousand rub |
|
|
|
|
|
3 331 |
3 701 |
|
0 |
|
| RosDor Bank shareholders |