MTS-Bank Financial Statements (MBNK)
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Report date
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19.04.2024 |
19.04.2024 |
19.04.2024 |
05.03.2025 |
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13.11.2025 |
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Currency
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RUB |
RUB |
RUB |
RUB |
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RUB |
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Financial report URL
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Presentation URL
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Net operating income, bln rub |
? |
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32.7 |
43.9 |
64.5 |
69.9 |
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59.2 |
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Net interest income, bln rub |
? |
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19.3 |
24.6 |
35.9 |
41.6 |
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40.8 |
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Net commission income, bln rub |
? |
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11.9 |
13.5 |
21.4 |
23.2 |
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16.7 |
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Income on securities, bln rub |
? |
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0.200 |
5.80 |
7.10 |
5.10 |
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1.68 |
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Net profit, bln rub |
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5.31 |
3.29 |
12.5 |
12.4 |
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9.98 |
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Dividend payout, bln rub
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3.09 |
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3.09 |
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Dividend, rub/share
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? |
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89.31 |
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89.31 |
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Ordinary share dividend yield, %
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0.0% |
0.0% |
0.0% |
6.8% |
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6.9% |
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Preferred share dividend, rub/share
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4575.64 |
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4575.64 |
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Dividend payout ratio, %
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0% |
0% |
0% |
25% |
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31% |
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OPEX, bln rub |
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15.3 |
20.1 |
24.6 |
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22.3 |
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Employment expenses, bln rub |
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7.43 |
10.2 |
13.0 |
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15.0 |
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Creation of provision for loan impairment, bln rub |
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11.4 |
23.1 |
25.9 |
30.9 |
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26.8 |
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Cash, bln rub |
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58.2 |
58.9 |
93.8 |
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104.5 |
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Net debt, bln rub |
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0.00 |
-58.2 |
-58.9 |
-93.8 |
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-104.5 |
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Bank assets, bln rub |
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357.0 |
480.1 |
602.5 |
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789.1 |
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Capital, bln rub |
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64.4 |
76.3 |
112.4 |
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122.3 |
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Loan portfolio, bln rub |
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241.5 |
347.7 |
385.8 |
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343.6 |
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Corporate loans, bln rub |
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49.3 |
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43.8 |
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Retail loans, bln rub |
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339.0 |
336.5 |
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300.0 |
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Deposits, bln rub |
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200.2 |
257.5 |
332.0 |
359.6 |
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463.2 |
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Corporate deposits, bln rub |
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133.0 |
134.4 |
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150.9 |
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Retail deposits, bln rub |
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199.0 |
225.2 |
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312.4 |
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Core capital adequacy ratio, % |
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12.6% |
7.50% |
7.30% |
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8.30% |
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Total capital adequacy ratio, % |
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12.5% |
16.1% |
10.00% |
10.5% |
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11.3% |
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Cost of risk ratio, % |
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5.90% |
8.80% |
7.70% |
7.50% |
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6.48% |
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Cost to Income (CIR), % |
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35.4% |
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Loan to deposit ratio, % |
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0% |
94% |
105% |
107% |
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74% |
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Share of non-performing loans, % |
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5.50% |
9.80% |
8.80% |
8.90% |
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11.2% |
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Ordinary share price, rub |
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2 500 |
2 500 |
2 500 |
1 312 |
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1 287 |
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Number of ordinary shares, mln |
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30.0 |
30.0 |
30.0 |
34.6 |
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37.5 |
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Free Float, % |
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12.0% |
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Market cap, bln rub |
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75.0 |
75.0 |
75.0 |
45.4 |
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48.3 |
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EV, bln rub |
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75.0 |
16.8 |
16.1 |
-48.3 |
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-56.2 |
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EPS, rub |
? |
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177.0 |
109.7 |
415.3 |
357.2 |
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265.8 |
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ROE, % |
? |
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14.2% |
6.3% |
19.1% |
19.2% |
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24.4% |
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Net intertest margin, % |
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8.50% |
8.20% |
9.20% |
8.00% |
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6.23% |
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Bank margin, % |
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16.2% |
7.49% |
19.3% |
17.7% |
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16.9% |
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P/E |
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14.1 |
22.8 |
6.02 |
3.67 |
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4.84 |
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P/B |
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1.17 |
0.98 |
0.40 |
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0.39 |
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Employees, people |
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4 039 |
4 374 |
4 808 |
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Labour productivity, mln rub/person/year |
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8.10 |
10.0 |
13.4 |
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Expenses per employee, thousand rub |
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0.00 |
1 699 |
2 128 |
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| MTS-Bank shareholders |
