BANK URALSIB Financial Statements (USBN)

Уралсибsmart-lab.ru   2020 2022 2023 2024 2025   LTM ?
Report date 21.04.2021 23.04.2024 16.04.2024 16.04.2025 16.04.2026   16.04.2026
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Net operating income, bln rub ? 29.7 40.4 49.9 47.4 60.2  
Net interest income, bln rub ? 22.8 23.5 33.3 37.5 45.2   45.2
Net commission income, bln rub ? 7.35 10.9 8.81 8.67 9.17   9.17
Income on securities, bln rub ? -0.500 3.96 4.25 -1.24 3.38   3.38
Net profit, bln rub ? 0.230 4.59 8.13 3.02 4.71   4.71
Dividend payout, bln rub 9.86  
Dividend, rub/share ? 0.027  
Ordinary share dividend yield, % 0.0% 0.0% 18.2% 0.0% 0.0%   0.0%
Dividend payout ratio, % 0% 0% 121% 0% 0%   0
OPEX, bln rub 28.6 31.9 33.6 38.2   38.2
Employment expenses, bln rub 14.4 17.6 19.2 19.1 23.3   23.3
Creation of provision for loan impairment, bln rub 24.6 5.37 4.62 10.4 16.7   16.7
Bank assets, bln rub 505.6 710.9 678.2 862.2 784.8   784.8
Capital, bln rub 95.9 114.1 116.6 109.9 115.4   115.4
Loan portfolio, bln rub 222.8 312.9 373.9 466.7 503.2   503.2
Corporate loans, bln rub 49.2 63.0 95.3 140.9 138.5   138.5
Retail loans, bln rub 161.0 228.2 263.1 325.8 364.7   364.7
Deposits, bln rub 329.1 482.4 442.8 539.9 593.7   593.7
Corporate deposits, bln rub 143.9 288.8 243.9 288.6 300.5   300.5
Retail deposits, bln rub 185.2 193.6 198.9 251.3 293.3   293.3
Provision for loan impairment, bln rub 11.7 18.6 23.8 33.7   33.7
Loan to deposit ratio, % ? 68% 65% 84% 86% 85%   85%
Ordinary share price, rub 0.069 0.069 0.148 0.158 0.114   0.124
Number of ordinary shares, mln 360 135 360 135 360 135 360 135 360 135   360 135
Market cap, bln rub 24.7 24.7 53.4 57.0 40.9   44.7
EV, bln rub ? -90.0 24.7 53.4 57.0 40.9   44.7
EPS, rub ? 0.00 0.01 0.02 0.01 0.01   0.01
Bank margin, % ? 0.78% 11.4% 16.3% 6.38% 7.82%  
P/E ? 107.3 5.37 6.57 18.9 8.70   9.49
P/B ? 0.26 0.22 0.46 0.52 0.35   0.39
BANK URALSIB shareholders