BANK URALSIB Financial Statements (USBN)

Уралсибsmart-lab.ru %   2018 2019 2020 2022 2023   LTM ?
Report date 23.04.2019 22.04.2020 21.04.2021 23.04.2024 16.04.2024   30.05.2024
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Net operating income, bln rub ? 31.5 42.8 29.7  
Net interest income, bln rub ? 23.3 22.9 22.8 18.2 28.7   29.3
Net commission income, bln rub ? 7.89 7.07 7.35 10.9 8.81   7.76
Income on securities, bln rub ? 0.305 12.8 -0.500 3.96 4.25   3.49
Net profit, bln rub ? 6.08 12.8 0.230 4.59 7.65   2.85
Dividend payout, bln rub 0.000 9.86   9.86
Dividend, rub/share ? 0 0.027   0.027
Ordinary share dividend yield, % 0.0% 0.0% 0.0% 0.0% 18.2%   19.0%
Dividend payout ratio, % 0% 0% 0% 0% 129%   346%
OPEX, bln rub 28.6 31.9  
Employment expenses, bln rub 12.7 14.1 14.4 17.6 19.2  
Creation of provision for loan impairment, bln rub 3.40 24.3 24.6 2.25 6.02  
Cash, bln rub 71.9 78.0 114.7 184.7 94.2   94.7
Net debt, bln rub -71.9 -78.0 -114.7 -184.7 -94.2   -94.7
Bank assets, bln rub 504.3 445.0 505.6 710.9 678.2   701.2
Capital, bln rub 84.3 94.0 95.9 114.1 116.6   117.6
Loan portfolio, bln rub 223.6 221.4 222.8 312.9 373.9   384.9
Corporate loans, bln rub 86.2 65.5 49.2 63.0 95.3   97.0
Retail loans, bln rub 126.4 143.9 161.0 228.2 263.1   271.5
Deposits, bln rub 270.1 278.7 329.1 482.4 442.8   415.5
Corporate deposits, bln rub 106.8 115.5 143.9 288.8 243.9   218.2
Retail deposits, bln rub 163.3 163.1 185.2 193.6 198.9   197.3
Provision for loan impairment, bln rub 11.7 18.6   19.2
Loan to deposit ratio, % ? 83% 79% 68% 65% 84%   93%
Ordinary share price, rub 0.059 0.093 0.069 0.069 0.148   0.142
Number of ordinary shares, mln 298 240 298 240 360 135 360 135 360 135   360 135
Market cap, bln rub 17.6 27.6 24.7 24.7 53.4   51.1
EV, bln rub ? -54.3 -50.4 -90.0 -160.0 -40.8   -43.5
EPS, rub ? 0.02 0.04 0.00 0.01 0.02   0.01
Bank margin, % ? 19.3% 29.8% 0.78%  
P/E ? 2.89 2.16 107.3 5.37 6.98   17.9
P/B ? 0.21 0.29 0.26 0.22 0.46   0.44
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