Bank "Kuzneckiy" Financial Statements (KUZB)

Кузнецкий банкsmart-lab.ru   2020 2022 2023 2024 2025   LTM ?
Report date 12.11.2025 12.11.2025 29.04.2026   29.04.2026
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Net operating income, bln rub ? 0.703 0.792 0.786   0.786
Net interest income, bln rub ? 0.446 0.566 0.590   0.590
Net commission income, bln rub ? 0.214 0.200 0.178   0.178
Income on securities, bln rub ? 0.013 0.009 0.008   0.008
Net profit, bln rub ? 0.224 0.168 0.093   0.093
Dividend payout, bln rub 0.033 0.060 0.086  
Dividend, rub/share ? 0.001466 0.00266 0.00382  
Ordinary share dividend yield, % 11.0% 14.0% 8.1% 0.0% 0.0%   0.0%
Dividend payout ratio, % 38% 0% 0%   0
OPEX, bln rub 0.507 0.571 0.634   0.634
Amortization, bln rub 0.1 0.1 0.1   0.1
Employment expenses, bln rub 0.279 0.319 0.347   0.347
Interest expenses, bln rub 0.313 0.682 1.08   1.08
Bank assets, bln rub 8.15 9.66 10.3   10.3
Capital, bln rub 1.01 1.15 1.28   1.28
Loan portfolio, bln rub 5.11 6.33 6.58   6.58
Corporate loans, bln rub 3.38 4.26 4.14   4.14
Retail loans, bln rub 1.73 2.07 2.44   2.44
Deposits, bln rub 6.85 7.96 8.69   8.69
Corporate deposits, bln rub 3.34 3.62 3.52   3.52
Retail deposits, bln rub 3.51 4.34 5.16   5.16
Provision for loan impairment, bln rub 0.316 0.280 0.266   0.266
Loan to deposit ratio, % ? 75% 80% 76%   76%
Ordinary share price, rub 0.013 0.019 0.047 0.037 0.033   0.031
Number of ordinary shares, mln 22 503 22 503 22 503 22 503 22 503   22 503
Market cap, bln rub 0.30 0.43 1.07 0.83 0.74   0.70
EV, bln rub ? 0.30 0.43 1.07 0.83 0.74   0.70
EPS, rub ? 0.00 0.00 0.01 0.01 0.00   0.00
Bank margin, % ? 31.9% 21.2% 11.8%   11.8%
P/E ? 4.76 4.94 7.99   7.49
P/B ? 1.06 0.73 0.58   0.54
Employees, people 360 357   357
Labour productivity, mln rub/person/year 2.20 2.20   2.20
Expenses per employee, thousand rub 886.1 972.0   972.0
Bank "Kuzneckiy" shareholders