Bank "Kuzneckiy" Financial Statements (KUZB)
|
|
|
|
Report date
|
|
|
|
|
12.11.2025 |
12.11.2025 |
29.04.2026 |
|
29.04.2026 |
|
Currency
|
|
|
RUB |
RUB |
RUB |
RUB |
RUB |
|
RUB |
|
Financial report URL
|
|
|
|
|
|
|
|
|
|
|
Annual report URL
|
|
|
|
|
|
|
|
|
|
|
|
Net operating income, bln rub |
? |
|
|
|
0.703 |
0.792 |
0.786 |
|
0.786 |
|
Net interest income, bln rub |
? |
|
|
|
0.446 |
0.566 |
0.590 |
|
0.590 |
|
Net commission income, bln rub |
? |
|
|
|
0.214 |
0.200 |
0.178 |
|
0.178 |
|
Income on securities, bln rub |
? |
|
|
|
0.013 |
0.009 |
0.008 |
|
0.008 |
|
|
Net profit, bln rub |
? |
|
|
|
0.224 |
0.168 |
0.093 |
|
0.093 |
|
|
Dividend payout, bln rub
|
|
|
0.033 |
0.060 |
0.086 |
|
|
|
|
|
|
Dividend, rub/share
|
? |
|
0.001466 |
0.00266 |
0.00382 |
|
|
|
|
|
Ordinary share dividend yield, %
|
|
|
11.0% |
14.0% |
8.1% |
0.0% |
0.0% |
|
0.0% |
|
Dividend payout ratio, %
|
|
|
|
|
38% |
0% |
0% |
|
0 |
|
|
OPEX, bln rub |
|
|
|
|
0.507 |
0.571 |
0.634 |
|
0.634 |
|
Amortization, bln rub |
|
|
|
|
0.1 |
0.1 |
0.1 |
|
0.1 |
|
Employment expenses, bln rub |
|
|
|
|
0.279 |
0.319 |
0.347 |
|
0.347 |
|
Interest expenses, bln rub |
|
|
|
|
0.313 |
0.682 |
1.08 |
|
1.08 |
|
|
Bank assets, bln rub |
|
|
|
|
8.15 |
9.66 |
10.3 |
|
10.3 |
|
Capital, bln rub |
|
|
|
|
1.01 |
1.15 |
1.28 |
|
1.28 |
|
Loan portfolio, bln rub |
|
|
|
|
5.11 |
6.33 |
6.58 |
|
6.58 |
|
Corporate loans, bln rub |
|
|
|
|
3.38 |
4.26 |
4.14 |
|
4.14 |
|
Retail loans, bln rub |
|
|
|
|
1.73 |
2.07 |
2.44 |
|
2.44 |
|
Deposits, bln rub |
|
|
|
|
6.85 |
7.96 |
8.69 |
|
8.69 |
|
Corporate deposits, bln rub |
|
|
|
|
3.34 |
3.62 |
3.52 |
|
3.52 |
|
Retail deposits, bln rub |
|
|
|
|
3.51 |
4.34 |
5.16 |
|
5.16 |
|
Provision for loan impairment, bln rub |
|
|
|
|
0.316 |
0.280 |
0.266 |
|
0.266 |
|
|
Loan to deposit ratio, % |
? |
|
|
|
75% |
80% |
76% |
|
76% |
|
|
Ordinary share price, rub |
|
|
0.013 |
0.019 |
0.047 |
0.037 |
0.033 |
|
0.031 |
|
Number of ordinary shares, mln |
|
|
22 503 |
22 503 |
22 503 |
22 503 |
22 503 |
|
22 503 |
|
|
Market cap, bln rub |
|
|
0.30 |
0.43 |
1.07 |
0.83 |
0.74 |
|
0.70 |
|
EV, bln rub |
? |
|
0.30 |
0.43 |
1.07 |
0.83 |
0.74 |
|
0.70 |
|
|
EPS, rub |
? |
|
0.00 |
0.00 |
0.01 |
0.01 |
0.00 |
|
0.00 |
|
|
Bank margin, % |
? |
|
|
|
31.9% |
21.2% |
11.8% |
|
11.8% |
|
|
P/E |
? |
|
|
|
4.76 |
4.94 |
7.99 |
|
7.49 |
|
P/B |
? |
|
|
|
1.06 |
0.73 |
0.58 |
|
0.54 |
|
|
Employees, people |
|
|
|
|
|
360 |
357 |
|
357 |
|
Labour productivity, mln rub/person/year |
|
|
|
|
|
2.20 |
2.20 |
|
2.20 |
|
Expenses per employee, thousand rub |
|
|
|
|
|
886.1 |
972.0 |
|
972.0 |
|
| Bank "Kuzneckiy" shareholders |