Банк Возрождение Financial Statements (VZRZ)

Банк Возрождениеsmart-lab.ru %   2016 2017 2018 2019 2020   LTM ?
Report date 27.06.2018 27.04.2018 29.03.2019 10.04.2020 19.03.2021   29.03.2019
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Presentation URL  
Net operating income, bln rub ? 15.9 16.7 16.4 14.8 10.7   11.4
Net interest income, bln rub ? 10.4 11.5 10.5 9.21 8.27   7.84
Net commission income, bln rub ? 4.30 5.50 5.43 4.08 2.37   3.61
Income on securities, bln rub ? 1.20 0.400 0.500 0.068  
Net profit, bln rub ? 2.10 3.30 -6.59 5.06 -3.00   -6.59
Dividend payout, bln rub 0.183 0.014 0.002 0.003 0.003   0.003
Dividend, rub/share ? 7.7 0.5 0 0   0
Ordinary share dividend yield, % 1.0% 0.1% 0.0%   0.0%
Preferred share dividend, rub/share 7.7 2 2 2 2   2
Preferred share dividend yield, % 4.4% 1.4% 1.3% 0.6% 0.7%   1.3%
Dividend payout ratio, % 9% 0% 0% 0% 0%   0%
OPEX, bln rub 8.80   1.97
Employment expenses, bln rub 5.16 5.44 5.57 6.39 6.68  
Interest expenses, bln rub 14.3 12.6 10.8 11.3 8.68  
Creation of provision for loan impairment, bln rub 4.10 3.49   1.02
Cash, bln rub 26.7 34.7 32.2 34.8 8.15   32.2
Net debt, bln rub -26.7 -34.7 -32.2 -34.8 -8.15   -32.2
Bank assets, bln rub 239.0 252.7 246.4 247.4 131.0   246.4
Capital, bln rub 23.8 27.1 15.2 20.7 19.6   15.2
Loan portfolio, bln rub 190.0 177.0 155.7 165.8 96.3   155.7
Corporate loans, bln rub 111.5  
Retail loans, bln rub 65.5  
Deposits, bln rub 207.0 216.0 214.1 84.5   216.0
Corporate deposits, bln rub 28.8 3.06  
Retail deposits, bln rub 126.0 59.5  
Provision for loan impairment, bln rub 15.6 32.3 29.6 35.0   32.3
Core capital adequacy ratio, % ? 8.10% 13.3%  
Total capital adequacy ratio, % ? 12.4% 17.1%  
Cost of risk ratio, % ? 2.30% 1.80%  
Loan to deposit ratio, % ? 86% 72% 77% 114%   72%
Share of non-performing loans, % ? 7.80% 5.90%  
Ordinary share price, rub 750.0 500.5 476.5   476.5
Number of ordinary shares, mln 23.7 23.7 23.7 23.7 23.7   23.7
Preferred share price, rub 176.0 148.0 160.0 345.0 272.0   160.0
Number of preferred shares, mln 1.29 1.29 1.29 1.29 1.29   1.29
Market cap, bln rub 18.0 12.1 11.5 0.45 0.35   11.5
EV, bln rub ? -8.66 -22.6 -20.7 -34.3 -7.80   -20.7
EPS, rub ? 88.4 139.0 -277.6 213.2 -126.3   -277.6
FCF yield, % ? 0.0% 0.0% 0.0%   0.0%
ROE, % ? 9.4% 13.0%  
ROA, % ? 0.9% 1.4%  
Net intertest margin, % ? 4.60% 4.70%   4.75%
Bank margin, % ? 13.2% 19.8% -40.3% 34.1% -28.0%   -57.8%
P/E ? 8.59 3.66 -1.75 0.09 -0.12   -1.75
P/B ? 0.76 0.45 0.76 0.02 0.02   0.76
Employees, people 4 716  
Labour productivity, mln rub/person/year 3.37  
Expenses per employee, thousand rub 1 094  
Банк Возрождение shareholders