T (T) Net intertest margin MSFO (year values)

2020 2021 2022 2023 2024   LTM ? CAGR 5 years ?
Net intertest margin, % ? 17.8% 15.1% 12.2% 14.8% 12.0%   10.7%  
Changes by years, y/y, % -4pp -3pp -3pp +3pp -3pp     -11.1%

T. Net intertest margin, %

T. Net intertest margin, changes, pp

T (T) Net intertest margin MSFO (quarter values)

2024Q3 2024Q4 2025Q1 2025Q2 2025Q3   LTM ?
Net intertest margin, % ? 12.0% 11.0% 10.3% 10.8% 10.7%   10.7%
Changes by years, y/y, % -4pp -4pp -4pp -2pp -1pp    
Changes by quarters, q/q, % -1pp -1pp -1pp +1pp 0pp    

T. Net intertest margin, %

T. Net intertest margin, changes, pp

T. Net intertest margin, changes, pp