T (T) Net intertest margin MSFO (year values)

2021 2022 2023 2024 2025   LTM ? CAGR 5 years ?
Net intertest margin, % ? 15.1% 12.2% 14.8% 11.8% 10.8%   10.8%  
Changes by years, y/y, % -3pp -3pp +3pp -3pp -1pp     -9.5%

T. Net intertest margin, %

T. Net intertest margin, changes, pp

T (T) Net intertest margin MSFO (quarter values)

2024Q4 2025Q1 2025Q2 2025Q3 2025Q4   LTM ?
Net intertest margin, % ? 11.0% 10.3% 10.8% 10.7% 11.3%   10.8%
Changes by years, y/y, % -3pp -4pp -2pp -1pp +0pp    
Changes by quarters, q/q, % -1pp -1pp +1pp 0pp +1pp    

T. Net intertest margin, %

T. Net intertest margin, changes, pp

T. Net intertest margin, changes, pp