Community Bank System (CBU) FCF conversion US GAAP (year values)

FY2021 FY2022 FY2023 FY2024 FY2025   LTM ? 5 years average
FCF conversion, % 69.7% 74.5% 106.7% 83.5% 76.4%   73.3%  
Changes by years, y/y, % +0pp +5pp +32pp -23pp -7pp     +82%

Community Bank System. FCF conversion, %

Community Bank System. FCF conversion, changes, pp

Community Bank System (CBU) FCF conversion US GAAP (quarter values)

FY2025Q3 FY2025Q4 FY2026Q1 FY2026Q2 FY2026Q2   LTM ?
FCF conversion, % 103.6% 57.5% 71.5% 45.2%   73.3%
Changes by years, y/y, % +23pp -24pp -1pp -50pp -4pp    
Changes by quarters, q/q, % +54pp -46pp +14pp -72pp    

Community Bank System. FCF conversion, %

Community Bank System. FCF conversion, changes, pp

Community Bank System. FCF conversion, changes, pp