Credit acceptance (CACC) Net margin US GAAP (year values)
FY2021 FY2022 FY2023 FY2024 FY2025   LTM ? CAGR 5 years ?
Net margin, % ? 51.8% 29.4% 15.2% 11.6% 18.3%   19.6%  
Changes by years, y/y, % +26pp -22pp -14pp -4pp +7pp     -6.3%
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Credit acceptance. Net margin, %

Credit acceptance. Net margin, changes, pp

Credit acceptance (CACC) Net margin US GAAP (quarter values)
FY2025Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2026Q1   LTM ?
Net margin, % ? 18.9% 15.2% 18.8% 21.0% 23.4%   19.6%
Changes by years, y/y, % +6pp +24pp +4pp -6pp +5pp    
Changes by quarters, q/q, % -8pp -4pp +4pp +2pp +2pp    

Credit acceptance. Net margin, %

Credit acceptance. Net margin, changes, pp

Credit acceptance. Net margin, changes, pp


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