Credit acceptance (CACC) Net margin US GAAP (year values)

2022 2023 2023 2024 2025   LTM ? CAGR 5 years ?
Net margin, % ? 29.4% 15.0% 15.2% 11.6% 18.3%   19.6%  
Changes by years, y/y, % +0pp -14pp +0pp -4pp +7pp     -6.8%

Credit acceptance. Net margin, %

Credit acceptance. Net margin, changes, pp

Credit acceptance (CACC) Net margin US GAAP (quarter values)

2025Q1 2025Q2 2025Q3 2025Q4 2026Q1   LTM ?
Net margin, % ? 18.9% 15.2% 18.8% 21.0% 23.4%   19.6%
Changes by years, y/y, % +6pp +24pp +4pp -6pp +5pp    
Changes by quarters, q/q, % -8pp -4pp +4pp +2pp +2pp    

Credit acceptance. Net margin, %

Credit acceptance. Net margin, changes, pp

Credit acceptance. Net margin, changes, pp