ROSBANK Financial Statements (ROSB)

Росбанкsmart-lab.ru %   2019 2020 2021 2022 2023   LTM ?
Report date 19.03.2020 22.03.2021 21.03.2023 21.03.2023 21.02.2024   21.02.2024
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Presentation URL  
Net interest income, bln rub ? 46.4 48.7 47.5 53.9 62.0   62.0
Net commission income, bln rub ? 12.0 12.6 12.8 13.4 13.4   13.4
Income on securities, bln rub ? 2.19 15.7 20.9   20.9
Net profit, bln rub ? 10.9 15.5 19.6 4.86 28.8   28.8
Dividend payout, bln rub 4.50  
Dividend, rub/share ? 2.9  
Ordinary share dividend yield, % 0.0% 0.0% 0.0% 2.7% 0.0%   0.0%
Dividend payout ratio, % 0% 0% 0% 93% 0%   0
OPEX, bln rub 39.2 35.9 35.9 43.6 52.9  
Amortization, bln rub 9.4 11.6  
Employment expenses, bln rub 24.6 27.7  
Creation of provision for loan impairment, bln rub 24.5 8.70  
Cash, bln rub 191.0 301.0 436.9 443.2 314.6   314.6
Net debt, bln rub -191.0 -301.0 -436.9 -443.2 -314.6   -314.6
Bank assets, bln rub 1 219 1 363 1 574 1 595 2 100   2 100
Capital, bln rub 172.0 186.0 205.0 203.8 226.3   226.3
Loan portfolio, bln rub 771.4 792.0 897.4 911.5 1 447   1 447
Corporate loans, bln rub 271.4 276.0 326.1 322.5 649.2   649.2
Retail loans, bln rub 515.1 530.0 568.3 586.1 780.0   780.0
Deposits, bln rub 813.2 925.0 1 117 1 185 1 585   1 585
Corporate deposits, bln rub 495.1 590.0 748.3 806.9 965.4   965.4
Retail deposits, bln rub 318.0 334.0 368.4 378.5 619.7   619.7
Provision for loan impairment, bln rub 38.3 38.4   38.4
Core capital adequacy ratio, % ? 15.6% 18.2% 12.8%   12.8%
Loan to deposit ratio, % ? 95% 86% 80% 77% 91%   91%
Ordinary share price, rub 77.4 77.8 76.0 108.0 101.8   126.6
Number of ordinary shares, mln 1 551 1 551 1 551 1 551 1 551   1 551
Market cap, bln rub 120.1 120.7 117.9 167.6 157.9   196.4
EV, bln rub ? -70.9 -180.3 -319.0 -275.6 -156.7   -118.2
EPS, rub ? 7.06 10.0 12.7 3.13 18.6   18.6
FCF yield, % ? 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
ROE, % ? 2.0% 13.0%  
ROA, % ? 0.3% 1.4%  
P/E ? 11.0 7.77 6.01 34.5 5.48   6.82
P/B ? 0.70 0.65 0.58 0.82 0.70   0.87
ROSBANK shareholders