Список проголосовавших за комментарий " <table class="BriefingDataTable" border="0" cellspacing="0" cellpadding="0"><tr> <td class="tickerColumn"> </td> <td class="articleColumn">JPMorgan Chase Investor Day Slides- Provides Q1 FY17 Outlook; Targets RoTCE of 15% (90.43)<ul><li><strong>2017 Targeting ~15% RoTCE</strong><ul><li>11% CET1 Ratio (2016 12.2%)<ul><li>12.2%2 CET1 ratio at 2016 year-end</li><li>Aim to remain within 11-12.5% corridor in the medium-term</li><li>Implies payouts between 80-120% using analyst estimates for the next two years</li></ul></li><li>55% Overhead Ratio</li><li>55-75% Net payout ratio (2016 65%)</li></ul></li><li>Continue to grow the balance sheet on strong loan growth funded by deposits Expect 2017 YoY average core loan growth of ~10%.</li><li>Expect 2017 and medium-term NCO rates to remain relatively flat across businesses with the exception of Card and CIB<ul><li>Card- seasoning of newer origination vintages will drive loss rates modestly higher, but at higher risk adjusted margins</li><li>CIB- down due to absence of energy related charge-offs</li></ul></li><li>2017 Firmwide NCOs of $5B ± driven by loan growth</li><li>Consumer<ul><li>Expect reserve build of ~$300mm — growth across businesses offset by mortgage release</li></ul></li><li>Wholesale<ul><li>Expect modest reserve build across wholesale ex-energy</li></ul></li><li>Basel IV — not expected to be binding</li><li><strong>Q1 Outlook</strong><ul><li>Investment Banking — IB revenue in 1Q17 in-line with 4Q16, dependent on timing of deals closing.</li><li>Markets — total revenue in 1Q17 to increase modestly YoY with results sensitive to market conditions</li></ul></li><li><strong>FY17 Outlook</strong><ul><li>Mortgage — NIR down ~($700)mm for the year on higher rates and continued run-off of servicing portfolio as well as the absence of $200mm+ MSR gains in 2016</li><li>Card Services — NIR down ~($600)mm for the year primarily on account acquisition costs</li><li><strong>Net Income of $30B+ and ROTCE of 14-15%+</strong></li></ul></li></ul></td> </tr></table>"