Список проголосовавших за комментарий "Thomas, <br/> <br/> «criminal, США в 19'ом веке (правда чисто австрийской ее нельзя называть из-за отсутствия 100% резервирования вкладов до востребования).»<br/> <br/> <a href="/r.php?u=http%3A%2F%2Fen.wikipedia.org%2Fwiki%2FHistory_of_central_banking_in_the_United_States%231837.E2.80.931862&s=3572612322" rel="nofollow" target="_blank">en.wikipedia.org/wiki/History_of_central_banking_in_the_United_States#1837.E2.80.931862</a>:_Free_Banking_Era<br/> <br/> During the free banking era, the banks were short-lived compared to today's commercial banks, with an average lifespan of five years. About half of the banks failed, and about a third of which went out of business because they could not redeem their notes"