Список проголосовавших за комментарий "CEO Сбера Греф лично вчера в Лондоне вечером проводил встречу с инвесторами (завтра аналитики наших домов напишут итоги).Вот основное:he guidance for 2013 voiced in December 2012 was reiterated: earnings of RUB 370-390bn, NIM: -20bp, loan growth: 15-17%, with operating jaws turning positive, and CoR of -75-85bp. The company sees the introduction of Basel III shaving 0.3pp off capital ratios, while core tier 1 is expected to be at 8%+. No firm guidance on dividends post 2013 was provided (20% payout is a target). The focus is on organic capital formation, with no hybrid instruments planned and 20% ROE as a target level.Demand is weak on the corporate side, so margins are coming under pressure, with commissions for loan issuance abolished/reduced for large corporates. SME demand remains strong as does the opportunity for FICC commissions. In retail, above 20% loan growth looks achievable."