Список проголосовавших за комментарий "странные вычисления. Я вот табличку сделал в экселе. Вложили 1млн руб, под 10% (смотрим просто бумаги с дивидендами 10% в год). 30 лет, в первом случае, считаем, что ты не платишь за реинвестирование, хотя это не точно, поэтому есть 3й столбец. (у меня в открытии 0,057% от стоимости покупки. <br/> <table width="496" border="0" cellspacing="0" cellpadding="0"><colgroup> <col width="64"/> <col width="116"/> <col width="124"/> <col width="64"/> </colgroup><tr> <td align="left" width="64" height="20">лет</td> <td width="64"> </td> <td align="left" width="116">рост на 10% в год</td> <td align="left" width="124">етф с 1% за услуги</td> <td width="64"> </td> <td align="left" width="64">фактический доход, если реинвестируешь дивы</td> </tr><tr> <td height="20"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr><tr> <td align="right" height="20">1</td> <td> </td> <td align="right">1000000</td> <td align="right">1000000</td> <td> </td> <td align="right">1000000</td> </tr><tr> <td align="right" height="20">2</td> <td> </td> <td align="right">1100000</td> <td align="right">1090000</td> <td> </td> <td align="right">1099430</td> </tr><tr> <td align="right" height="20">3</td> <td> </td> <td align="right">1210000</td> <td align="right">1188100</td> <td> </td> <td align="right">1208746</td> </tr><tr> <td align="right" height="20">4</td> <td> </td> <td align="right">1331000</td> <td align="right">1295029</td> <td> </td> <td align="right">1328932</td> </tr><tr> <td align="right" height="20">5</td> <td> </td> <td align="right">1464100</td> <td align="right">1411581,61</td> <td> </td> <td align="right">1461068</td> </tr><tr> <td align="right" height="20">6</td> <td> </td> <td align="right">1610510</td> <td align="right">1538623,955</td> <td> </td> <td align="right">1606342</td> </tr><tr> <td align="right" height="20">7</td> <td> </td> <td align="right">1771561</td> <td align="right">1677100,111</td> <td> </td> <td align="right">1766060</td> </tr><tr> <td align="right" height="20">8</td> <td> </td> <td align="right">1948717,1</td> <td align="right">1828039,121</td> <td> </td> <td align="right">1941660</td> </tr><tr> <td align="right" height="20">9</td> <td> </td> <td align="right">2143588,81</td> <td align="right">1992562,642</td> <td> </td> <td align="right">2134719</td> </tr><tr> <td align="right" height="20">10</td> <td> </td> <td align="right">2357947,691</td> <td align="right">2171893,279</td> <td> </td> <td align="right">2346974</td> </tr><tr> <td align="right" height="20">11</td> <td> </td> <td align="right">2593742,46</td> <td align="right">2367363,675</td> <td> </td> <td align="right">2580333</td> </tr><tr> <td align="right" height="20">12</td> <td> </td> <td align="right">2853116,706</td> <td align="right">2580426,405</td> <td> </td> <td align="right">2836896</td> </tr><tr> <td align="right" height="20">13</td> <td> </td> <td align="right">3138428,377</td> <td align="right">2812664,782</td> <td> </td> <td align="right">3118969</td> </tr><tr> <td align="right" height="20">14</td> <td> </td> <td align="right">3452271,214</td> <td align="right">3065804,612</td> <td> </td> <td align="right">3429088</td> </tr><tr> <td align="right" height="20">15</td> <td> </td> <td align="right">3797498,336</td> <td align="right">3341727,027</td> <td> </td> <td align="right">3770042</td> </tr><tr> <td align="right" height="20">16</td> <td> </td> <td align="right">4177248,169</td> <td align="right">3642482,46</td> <td> </td> <td align="right">4144897</td> </tr><tr> <td align="right" height="20">17</td> <td> </td> <td align="right">4594972,986</td> <td align="right">3970305,881</td> <td> </td> <td align="right">4557024</td> </tr><tr> <td align="right" height="20">18</td> <td> </td> <td align="right">5054470,285</td> <td align="right">4327633,41</td> <td> </td> <td align="right">5010129</td> </tr><tr> <td align="right" height="20">19</td> <td> </td> <td align="right">5559917,313</td> <td align="right">4717120,417</td> <td> </td> <td align="right">5508286</td> </tr><tr> <td align="right" height="20">20</td> <td> </td> <td align="right">6115909,045</td> <td align="right">5141661,255</td> <td> </td> <td align="right">6055975</td> </tr><tr> <td align="right" height="20">21</td> <td> </td> <td align="right">6727499,949</td> <td align="right">5604410,768</td> <td> </td> <td align="right">6658121</td> </tr><tr> <td align="right" height="20">22</td> <td> </td> <td align="right">7400249,944</td> <td align="right">6108807,737</td> <td> </td> <td align="right">7320138</td> </tr><tr> <td align="right" height="20">23</td> <td> </td> <td align="right">8140274,939</td> <td align="right">6658600,433</td> <td> </td> <td align="right">8047979</td> </tr><tr> <td align="right" height="20">24</td> <td> </td> <td align="right">8954302,433</td> <td align="right">7257874,472</td> <td> </td> <td align="right">8848190</td> </tr><tr> <td align="right" height="20">25</td> <td> </td> <td align="right">9849732,676</td> <td align="right">7911083,175</td> <td> </td> <td align="right">9727965</td> </tr><tr> <td align="right" height="20">26</td> <td> </td> <td align="right">10834705,94</td> <td align="right">8623080,66</td> <td> </td> <td align="right">10695217</td> </tr><tr> <td align="right" height="20">27</td> <td> </td> <td align="right">11918176,54</td> <td align="right">9399157,92</td> <td> </td> <td align="right">11758642</td> </tr><tr> <td align="right" height="20">28</td> <td> </td> <td align="right">13109994,19</td> <td align="right">10245082,13</td> <td> </td> <td align="right">12927804</td> </tr><tr> <td align="right" height="20">29</td> <td> </td> <td align="right">14420993,61</td> <td align="right">11167139,52</td> <td> </td> <td align="right">14213215</td> </tr><tr> <td align="right" height="20">30</td> <td> </td> <td align="right">15863092,97</td> <td align="right">12172182,08</td> <td> </td> <td align="right">15626435</td> </tr><tr> <td height="20"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr><tr> <td height="20"> </td> <td> </td> <td> </td> <td align="right">3690910,89</td> <td> </td> <td> </td> </tr><tr> <td height="20"> </td> <td> </td> <td> </td> <td align="right">0,76732716</td> <td> </td> <td> </td> </tr><tr> <td height="20"> </td> <td> </td> <td> </td> <td align="right">1,30322508</td> <td> </td> <td> </td> </tr></table><br/> итого получается, что ЕТФ, в котором заложен 1% за их услуги проигрывает на горизонте 30 лет всего 30%… Где ошибся ?<br/> <br/> "