MKB Financial Statements (CBOM) |
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МКБsmart-lab.ru | % | 2019 | 2020 | 2021 | 2022 | 2023 | LTM ? | |||
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Report date | 18.03.2020 | 18.03.2021 | 24.03.2023 | 24.03.2023 | 01.03.2024 | 17.05.2024 | ||||
Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
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Net operating income, bln rub | ? | 36.3 | 59.3 | 62.1 | 43.4 | 113.5 | 126.2 | |||
Net interest income, bln rub | ? | 45.3 | 59.3 | 79.6 | 62.0 | 92.1 | 115.1 | |||
Net commission income, bln rub | ? | 11.5 | 15.4 | 16.8 | 12.7 | 16.5 | 15.9 | |||
Income on securities, bln rub | ? | -12.7 | -6.94 | -31.0 | 14.6 | |||||
Net profit, bln rub | ? | 12.0 | 30.0 | 26.2 | 7.47 | 59.8 | 60.8 | |||
Ordinary share dividend yield, % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Dividend payout ratio, % | 0% | 0% | 0% | 0% | 0% | 0 | ||||
OPEX, bln rub | 21.2 | 21.8 | 29.6 | 35.2 | 40.3 | 40.6 | ||||
Amortization, bln rub | 2.2 | 2.3 | 2.3 | |||||||
Employment expenses, bln rub | 14.2 | 13.9 | 19.6 | 21.9 | 25.9 | 26.1 | ||||
Interest expenses, bln rub | 235.9 | 301.7 | ||||||||
Creation of provision for loan impairment, bln rub | 6.82 | 18.9 | 8.12 | 25.9 | 24.1 | 24.5 | ||||
Cash, bln rub | 953.6 | 683.0 | 1 531 | 1 515 | 1 379 | 1 479 | ||||
Net debt, bln rub | -953.6 | -683.0 | -1 531 | -1 515 | -1 379 | -1 479 | ||||
Bank assets, bln rub | 2 423 | 2 916 | 3 420 | 3 973 | 4 667 | 4 827 | ||||
Capital, bln rub | 210.4 | 234.5 | 281.4 | 273.8 | 347.9 | 357.8 | ||||
Loan portfolio, bln rub | 829.2 | 1 009 | 1 342 | 1 845 | 2 350 | 2 467 | ||||
Corporate loans, bln rub | 719.4 | 889.0 | 1 181 | 1 649 | 2 149 | 2 266 | ||||
Retail loans, bln rub | 109.8 | 120.0 | 161.0 | 197.0 | 200.6 | 200.5 | ||||
Deposits, bln rub | 1 340 | 1 738 | 1 983 | 2 388 | 2 861 | 3 009 | ||||
Corporate deposits, bln rub | 853.4 | 1 236 | 1 418 | 1 794 | 2 076 | 2 150 | ||||
Retail deposits, bln rub | 486.2 | 501.0 | 565.0 | 594.0 | 785.5 | 859.0 | ||||
Provision for loan impairment, bln rub | 34.0 | 37.0 | ||||||||
Core capital adequacy ratio, % | ? | 12.3% | 12.7% | 12.5% | 12.1% | 12.4% | ||||
Total capital adequacy ratio, % | ? | 14.1% | 13.8% | 13.4% | 13.0% | 13.8% | ||||
Cost of risk ratio, % | ? | 1.000% | 1.80% | 0.100% | ||||||
Loan to deposit ratio, % | ? | 62% | 58% | 68% | 77% | 82% | 82% | |||
Share of non-performing loans, % | ? | 3.60% | 3.10% | 1.000% | ||||||
Ordinary share price, rub | 5.88 | 6.15 | 6.85 | 6.72 | 8.02 | 7.19 | ||||
Number of ordinary shares, mln | 29 830 | 33 430 | 33 430 | 33 430 | 33 430 | 33 430 | ||||
Market cap, bln rub | 175.4 | 205.5 | 228.9 | 224.7 | 268.2 | 240.3 | ||||
EV, bln rub | ? | -778.3 | -477.5 | -1 302 | -1 290 | -1 111 | -1 239 | |||
EPS, rub | ? | 0.40 | 0.90 | 0.78 | 0.22 | 1.79 | 1.82 | |||
ROE, % | ? | 7.8% | 16.9% | 12.6% | 3.7% | 23.4% | ||||
ROA, % | ? | 0.5% | 1.1% | 0.8% | 0.2% | 1.4% | ||||
Net intertest margin, % | ? | 2.20% | 2.30% | 2.60% | 1.80% | 2.80% | ||||
Bank margin, % | ? | 32.9% | 50.6% | 42.2% | 17.2% | 52.7% | 48.1% | |||
P/E | ? | 14.7 | 6.85 | 8.74 | 30.1 | 4.49 | 3.95 | |||
P/B | ? | 0.83 | 0.88 | 0.81 | 0.82 | 0.77 | 0.67 | |||
Employees, people | 5 511 | |||||||||
Labour productivity, mln rub/person/year | 10.8 | |||||||||
Expenses per employee, thousand rub | 2 519 | |||||||||
MKB shareholders |